2450 NE 40TH STREET, Ocala, FL, 34479 | $295,000

One or more photo(s) has been virtually staged. **SELLER MOTIVATED. SELLER WILL CONTRIBUTE $5, 000. 00 TOWARDS THE BUYER’S CLOSING COST. ** NO HOA!!!THIS HOME HAS BEEN FULLY RENOVATED. Welcome home to OCALA!!! A City known as the Horse Capital of the World. This charming, move-in-ready house features three bedrooms, two bathrooms, an enclosed porch, and an oversized lot covering over half an acre! With corner lots on both ends, it sits in the most desirable “X” flood zone! There is a detached shed on the expansive grounds, and the Hurricane shutters are stored there. The primary suite includes a private in-suite bathroom. The home is fully equipped with appliances: a new refrigerator, stove, dishwasher, and microwave. The interior has been completely renovated, NEW AC, NEW WATER HEATER, NEW APPLIANCES, NEW BATHROOMS, NEW KITCHEN, 42” cabinets with crown molding and elegant quartz countertops, and a porcelain backsplash tile. NEW WOOD-LIKE WATERPROOF LAMINATED FLOORS throughout; the entire house has been re-plumbed, and a freshly painted interior. No HOA fees, and no public sewer, which helps save on additional expenses. The septic tank has been recently cleaned and pumped out. The metal roof was replaced on 04/11/2002 and has a life expectancy of 40 to 70 years, depending on weather conditions. The layout features a spacious living area that seamlessly connects to the social, dining, and kitchen spaces, creating an inviting atmosphere for both entertaining and relaxing. Enjoy Florida’s beautiful weather on the enclosed porch, Ideal for morning coffee or evening gatherings. This well-maintained home is nestled in a friendly community, the perfect blend of comfort and convenience. Just minutes from local markets, shops and attractions, 12 minutes to the World Equestrian Center, 10 minutes to Silver Springs State Park, Rainbow Springs, 11 minutes from Ocala National Forrest, 7 minutes to the Musseums and Gallery, 12 minutes to the hospital, 4 to 6  minutes to Amazon, FedEx, and Auto Zone warehouse, 10 minutes to the Highways. in short zip code 34479 puts you in the heart of Ocalas esquestrian and natural Florida lanscape. Enjoy the outdoor activities, and make this lovely home yours.

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Washer Hookup
  • Year Built: 1980
  • Garage: Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,346
  • Acreage: 0.58
  • Est. Taxes: $3,073
  • Lot Desc: Cleared, Corner Lot, Oversized Lot
  • Elem. School: Oakcrest Elementary School
  • Middle School: Howard Middle School
  • High School: Vanguard High School
  • Pet Policy: Dogs OK
  • Appliances: Convection Oven, Dishwasher, Disposal, Electric Water Heater, Microwave, Refrigerator
  • MLS#: S5140586
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/S5140586/2450ne40thstreet_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/13/2026 3:47:09 PM)
Listing courtesy of AGENT TRUST REALTY CORPORATION   Phone: 407-251-0669

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2450 NE 40TH STREET, Ocala, FL, 34479

$295,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $236,000 $236,000 $236,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.322% 6.156% 5.415%
Monthly Tax Payment $256 $256 $256
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,359 $1,413 $1,882
Total Monthly Payment $1,690 $1,744 $2,213

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.