3308 PRIMROSE WILLOW DRIVE, St. Cloud, FL, 34773 | $425,000

Discover your dream home in the desirable, well-established neighborhood Harmony, Florida! This beautifully maintained two-story residence features 4 bedrooms and 2 ½ baths, set on an oversized lot with a timeless traditional design. The roof was recently replaced in April 2024, and the property includes numerous upgrades such as a vinyl fence, patio extension, and a 240v EV Charger receptacle in the garage. Enjoy the new appliances including a dishwasher, stove and hot water heater. The home is adorned with updated light fixtures and door handles throughout, as well as a splash of technology with a Wi-Fi-controlled irrigation system and a NEST thermostat on the first floor. Step inside to an inviting open layout that includes a formal dining room/flex space and a dedicated Office/Den, seamlessly connecting to the kitchen and family room. The unique kitchen boasts an option for propane range, freshly resurfaced countertops, additional eating space, and a convenient breakfast bar, along with easy access to the laundry room. The Owner's Suite, located on the first floor for added convenience, features a stunning newly installed shower and shower door. Adjacent to this is a spacious backyard, perfect for creating your private oasis. Upstairs, you'll find three generously sized additional bedrooms and a well-appointed bathroom, offering ample space for family or guests. This home also comes with two newer AC units, one replaced in December 2023 and the other in 2019, alongside the newer roof. Living in Harmony means enjoying exceptional community amenities, including lakes, community-owned boats, a fishing pier, rocking chairs, bench swings, walking trails, dog parks, playgrounds, a sand volleyball court, basketball courts, two community pools, and the picturesque Harmony Preserve Golf Course. Your family will benefit from top-rated schools, including Harmony Community K-5 just a short stroll away, as well as Harmony Middle School and Harmony High School. Don’t miss your chance to own this stunning property in Harmony! Schedule your private showing today and start your journey toward a comfortable and stylish lifestyle! Buyer to verify all room measurements.

Features

  • Amenities: Basketball Court, Fitness Center, Golf Course, Park, Playground, Pool, Trail(s)
  • Rooms: 9
  • Bedrooms: 4
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Room
  • Style: Traditional
  • Year Built: 2004
  • Garage: 2-car Driveway
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,552
  • Acreage: 0.19
  • Est. Taxes: $8,311
  • HOA Fee: $100 Annually
  • Lot Desc: Sidewalk
  • Elem. School: Harmony Community School (K-5)
  • Middle School: Harmony Middle
  • High School: Harmony High
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: S5139627
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /prop/S5139627/3308primrosewillowdrive_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/13/2026 3:17:10 PM)
Listing courtesy of CORCORAN CONNECT LLC   Phone: 407-953-9118

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3308 PRIMROSE WILLOW DRIVE, St. Cloud, FL, 34773

$425,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $340,000 $340,000 $340,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.322% 6.156% 5.415%
Monthly Tax Payment $693 $693 $693
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,957 $2,036 $2,711
Total Monthly Payment $2,725 $2,804 $3,479

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.