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Located in an established HOA golf course community in Elkton, 4628 Legends Lane offers a comfortable and well-designed home set on a generous 0. 34-acre lot. Built in 1990, this 3-bedroom, 2-bath residence provides 1, 647 square feet of living space and features a classic brick exterior, a two-car garage, and a shingle roof replaced in 2013, offering both charm and peace of mind. A welcoming entry leads into an open living room where a fireplace adds warmth and a sense of gathering. The interior is finished in a neutral color palette, with neutral carpeting and soft tones throughout, creating a light and inviting atmosphere. The open-plan kitchen flows seamlessly into the living area and offers a spacious layout with an island, room for casual or informal dining, and double doors that frame views of the covered, screened lanai—ideal for enjoying indoor-outdoor living. The owner’s suite provides a relaxing retreat, complete with a corner soaking tub, a separate glass-enclosed shower, and light, modern bathroom cabinetry. Two additional rooms may be utilized for an office or bedrooms, and a well-appointed second bath provides additional space for family and friends. A laundry room conveniently connects the home to the garage, adding everyday practicality. Additional updates include the home being repiped in 2015, adding long-term value and confidence for future ownership. Outdoors, the expansive yard gives you space to relax, garden, or create additional outdoor living areas, all within a quiet and established neighborhood setting. Altogether, 4628 Legends Lane presents a well-rounded opportunity for those seeking space, comfort, and potential in a desirable Elkton community—ready to be enjoyed as-is or thoughtfully personalized over time.
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Our Executive Mortgage Banker:
Our Insurance Division:
$300,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $240,000 | $240,000 | $240,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.156% | 5.396% |
| Monthly Tax Payment | $137 | $137 | $137 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,363 | $1,437 | $1,914 |
| Total Monthly Payment | $1,575 | $1,649 | $2,126 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.