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Under contract-accepting backup offers. Welcome home to 964 W. Charing Cross Circle, a beautifully maintained residence located in the heart of Lake Mary, home of the 2025 state football champions. This 3-bedroom, 2-bathroom home offers an exceptional blend of comfort, style, and community, delivering a lifestyle that feels both elevated and welcoming. Situated in the desirable Colony Cove neighborhood, the property is just minutes from I-4, Topgolf, the Shoppes at Lake Mary, Heathrow Country Club, and a wide variety of dining, shopping, and entertainment options.
As you arrive, you are greeted by picture-perfect curb appeal and a thoughtfully designed exterior featuring two garage doors, including a dedicated golf cart garage, ideal for Florida living. Upon entering the home, the open-concept floor plan immediately impresses, with the living room serving as the central focal point, creating a bright and inviting space perfect for everyday living and entertaining. The kitchen is well-appointed with stainless steel appliances, granite countertops, and a breakfast bar that seamlessly connects to the main living areas, making it ideal for hosting guests or enjoying casual meals.
Continuing through the home, you will appreciate the generously sized bedrooms, functional layout, and the convenience of an in-home washer and dryer. The owner’s suite is a true retreat, offering abundant natural light, ample space, and a fully upgraded bathroom that provides a spa-like experience and a sense of privacy. Step outside to the backyard and envision gatherings, celebrations, and quiet evenings, as this outdoor space is perfectly suited for both entertaining and relaxation.
Colony Cove offers desirable community amenities, including a neighborhood pool and playground, enhancing the overall lifestyle and sense of community. Additional highlights include a roof installed in 2022, a location within a top-rated Seminole County school district, and close proximity to the local library, parks, and scenic walking trails. This move-in-ready home presents an outstanding opportunity to build lasting memories and enjoy all that Lake Mary living has to offer, making it a must-see property for 2026.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$360,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $288,000 | $288,000 | $288,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.292% | 5.609% |
| Monthly Tax Payment | $354 | $354 | $354 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,613 | $1,750 | $2,334 |
| Total Monthly Payment | $2,042 | $2,179 | $2,763 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.