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Set along the St. Johns River beneath mature oaks, 12926 Riverplace Court offers a refined waterfront lifestyle designed to feel both elevated and effortless. Situated on 1. 08 acres in the heart of Mandarin, this five-bedroom, four-and-a-half-bath home features 115 feet of river frontage and nightly sunset views that transform the back porch into a front-row seat to the water. A full-scale renovation completed between 2022-2024 thoughtfully reimagined every corner of the home with an emphasis on quality, flow, and livability creating spaces that feel intentional, comfortable, and ready to be enjoyed. At the heart of the home, a state-of-the-art kitchen opens seamlessly to outdoor living areas, inviting morning coffee in filtered light and easy evenings spent entertaining. Multiple covered porches and balconies extend the living space outward, while two primary suites one on each level offer flexibility and privacy. An elevator, smart-home features, and generous storage complete a layout designed for everyday ease. Outdoors, the property unfolds gently toward the river, where a reinforced seawall, new dock, and 16, 000-lb boat lift create a natural extension of the home perfect for boating days, quiet reflection, and unforgettable sunsets. This is a home designed for those who value serenity, craftsmanship, and the freedom to enjoy a beautifully curated waterfront lifestyle! See Features & Upgrades In Document for full details.
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Our Executive Mortgage Banker:
Our Insurance Division:
$4,250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $3,400,000 | $3,400,000 | $3,400,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.202% | 6.121% | 6.011% |
| Monthly Tax Payment | $2,620 | $2,620 | $2,620 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $19,572 | $20,385 | $28,234 |
| Total Monthly Payment | $22,317 | $23,130 | $30,979 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.