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Presented by
Jerry Wachowicz - JW & Group |
105 S SAINT CLOUD AVENUE, Valrico, FL, 33594 | $475,000
**Price Improvement!** Exceptional opportunity to own a nearly one-acre, multipurpose property zoned Business Professional Office—ready for you to establish or expand your business. Ideally located just south of the SR-60 and St. Cloud Avenue intersection, this prime site offers excellent visibility and accessibility from all directions.
The property also presents strong income-producing potential. A single-family residence is currently on site, with the ability to add or build additional income-generating units toward the rear of the property (buyer to verify).
Live where you work or utilize the property for office or investment purposes. The updated main residence features two bedrooms, one full bathroom, an updated kitchen, and a combined living area. Durable plank tile flooring runs throughout the home. A separate storage unit adjacent to the house contains the washer and dryer. Tesla charging station included.
This versatile property offers endless possibilities—income production, professional office space, or a private residence in a highly desirable location. The site is served by county water, with an existing well for irrigation. A rare opportunity in a prime, high-traffic area.
Features
- Property Type: Mixed Use
- Construction: Block
- Utilities: BB/HS Internet Capable, Electricity Available, Public, Water Connected
- Garage: Other
- Levels: 1
- Heating: Electric
- Cooling: Central Air, Wall/Window Unit(s)
- Lot Size: 157 x 297
- Year Built: 1961
- Approx Sq. Feet: 780
- Acreage: 0.96
- Est. Taxes: $4,728
- Lot Desc: Oversized Lot
- Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Washer
- MLS#: TB8456781
- Days on Market: 127 days
- Website: https://www.raveis.com
/prop/TB8456781/105ssaintcloudavenue_valrico_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Jerry Wachowicz - JW & GroupBroker Associate
239.777.0741
Jerry.Wachowicz@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
105 S SAINT CLOUD AVENUE, Valrico, FL, 33594
$475,000
Jerry Wachowicz - JW & Group
Broker Associate
William Raveis Real Estate
Phone: 239.777.0741
Jerry.Wachowicz@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $380,000 | $380,000 | $380,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $394 | $394 | $394 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,187 | $2,433 | $3,156 |
| Total Monthly Payment | $2,656 | $2,902 | $3,625 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388