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3440 S A1A, Saint Augustine Beach, FL, 32080 | $549,000
Exceptional Investment Opportunity on Anastasia Island! This well-maintained duplex in St. Augustine Beach offers two spacious units, each featuring 2 bedrooms & 1 full bath and a half bath. The dining areas look out through a newer sliding glass doors to a private fenced outdoor oasis, perfect for relaxing or entertaining. Both sides includes a secure shed with a washer and dryer and Unit A also features a convenient outdoor shower, ideal for beach living. This property has been thoughtfully updated with numerous capital improvements, including NEW roof, AC systems and fencing in 2022, re-piped plumbing, popcorn ceilings removed and fresh interior and exterior paint in 2025. Additional upgrades include new hot water heaters (2018 & 2024), granite countertops, updated vanities, railings and waterlines for ice makers. Tree removal and sliding glass doors in 2019 enhancing both curb appeal and peace of mind. The duplex offers parking for four vehicles, is fully rented for $1550 on each side, and delivers a 4% cap rate, making it a solid income-producing asset. This property combines strong rental performance with a desirable coastal lifestyle—a rare opportunity for investors or future owner-occupants alike. Seller is a licensed agent.
Features
- Amenities: Sidewalk
- Bedrooms: 4
- Baths: 2 full / 2 half
- Lot Size: .09
- Style: 2 Story,Other-See Remarks
- Year Built: 1985
- Heating: Central,Heat Pump
- Cooling: Central
- Approx Sq. Feet: 1,680
- Lot Size: .09
- Est. Taxes: $5,377
- Elem. School: R.B. Hunt
- Middle School: Sebastian
- High School: St. Augustine
- MLS#: 256892
- Days on Market: 16 days
- Website: https://www.raveis.com
/prop/256892/3440sa1a_saintaugustinebeach_fl?source=qrflyer
Listing courtesy of Berkshire Hathaway Homeservices Florida Network Realty
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3440 S A1A, Saint Augustine Beach, FL, 32080
$549,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $439,200 | $439,200 | $439,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.156% | 5.522% |
| Monthly Tax Payment | $448 | $448 | $448 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,494 | $2,630 | $3,531 |
| Total Monthly Payment | $3,034 | $3,170 | $4,071 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388