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1769 Harte Street, N. Baldwin (North Baldwin), NY, 11510 | $629,999
Welcome to this charming Cape Cod–style home in the desirable North Baldwin community. This well-maintained, move-in ready residence offers 4 bedrooms and 1 bath across 1, 360 sq ft of comfortable living space. The first-floor primary bedroom and second main-level bedroom provide convenience and flexibility, while the fourth bedroom, designed in a railroad style, can serve as a loft, home office, or additional living space. Enjoy a bright eat-in kitchen and a formal dining room, perfect for meals or entertaining. Hardwood floors flow throughout the home, and a wood-burning fireplace adds warmth and character. Step outside to enclosed front and rear porches, or relax on the paver patio overlooking the yard. The property includes a detached garage and a full basement with laundry area, providing both storage and functional space. Featuring gas cooking and heating, this home combines comfort and practicality. Location highlights: Situated in North Baldwin, this home offers suburban comfort with convenient access to shopping, dining, and major roadways. Close proximity to Baldwin’s highly regarded schools, including Plaza Elementary, Baldwin Middle, and Baldwin High School. Enjoy the tree-lined streets and welcoming neighborhood atmosphere, while still having easy access to the Long Island Rail Road for commuting to New York City. This property is the perfect combination of serenity, practicality, and classic Cape Cod charm, ready for you to make it your own.
Features
- Town: N. Baldwin
- Rooms: 10
- Bedrooms: 4
- Baths: 1 full
- Laundry: Gas Dryer Hookup, In Basement, Washer Hookup
- Style: Cape Cod
- Year Built: 1926
- Garage: 1-car
- Heating: Hot Water, Natural Gas, Radiant
- Cooling: Wall/Window Unit(s)
- Basement: Full, Storage Space, Unfinished
- Approx Sq. Feet: 1,360
- Acreage: 0.11
- Est. Taxes: $12,367
- Elem. School: Plaza Elementary School
- Middle School: Baldwin Middle School
- High School: Baldwin Senior High School
- School District: Baldwin
- Appliances: Dishwasher, Dryer, Gas Range, Range, Refrigerator, Stainless Steel Appliance(s), Washer, Gas Water Heater
- MLS#: 947151
- Days on Market: 11 days
- Website: https://www.raveis.com
/prop/947151/1769hartestreet_nbaldwin_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Ryan FortierInsurance Sales Director, William Raveis Insurance
516.739.7731
Ryan.Fortier@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1769 Harte Street, N. Baldwin (North Baldwin), NY, 11510
$629,999
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $503,999 | $503,999 | $503,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.156% | 5.415% |
| Monthly Tax Payment | $1,031 | $1,031 | $1,031 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,901 | $3,018 | $4,018 |
| Total Monthly Payment | $4,024 | $4,141 | $5,141 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535