475 GUERRANT STREET, Umatilla, FL, 32784 | $599,000

This MID-CENTURY MODERN brick home offers TIMELESS CHARACTER and STYLE of LAKEFRONT LIVING set on . 97 ACRE with 145 feet on Lake Enola in Umatilla. Built in 1954, carefully designed to capture lake, pool, and outdoor VIEWS from nearly every room. ORIGINAL recently refinished WOOD FLOORS, abundant windows with wood blinds and OVERSIZED hurricane resistant sliding glass doors fill the home with natural light and breathtaking scenes. The layout is well suited for entertaining or quiet mornings with coffee on the back deck or inside the screened pool area. The kitchen features granite counters, wood cabinetry, and stainless-steel appliances. An indoor utility room includes inside laundry, a utility sink, and a spacious pantry leading to the air conditioned 2 1/2 car garage. The fully fenced LAKEFRONT BACKYARD offers BASS fishing from your DOCK, blooming AZALEAS, hibiscus, gardenia and magnolia; a generous space for gardening or outdoor enjoyment. Additional features include the garage half bath, CONCRETE ROOF TILES, a 100-sq-ft workshop/storage building, 200-amp electrical service with updated panels, a one-year American Home Shield Home Essentials Warranty provided by the seller, city water and sewer. The property offers a peaceful, country feel while remaining within walking distance to downtown Umatilla. HVAC 2020, electrical 2015. About 20 min to The Villages to the west or the Lake County expressway extension to the southeast. By Appointment only – so Call to make one!

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 220 x 2 60 x 1 45 x 200
  • Laundry: Inside
  • Style: Ranch
  • Year Built: 1954
  • Garage: 2-car Circular Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,378
  • Acreage: 0.97
  • Lot Size: 220 x 2 60 x 1 45 x 200
  • Est. Taxes: $5,758
  • Lot Desc: Cul-De-Sac, City Lot
  • View: Water
  • Water Front: Yes
  • Pool: Auto Cleaner, Gunite, In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer
  • MLS#: G5105634
  • Days on Market: 119 days
  • Website: https://www.raveis.com
    /prop/G5105634/475guerrantstreet_umatilla_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/18/2026 8:17:07 AM)

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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475 GUERRANT STREET, Umatilla, FL, 32784

$599,000

Clark Parriott

Sales Associate

William Raveis Real Estate

Phone: 443.250.2910

Clark.Parriott@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $479,200 $479,200 $479,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $480 $480 $480
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,759 $3,068 $3,979
Total Monthly Payment $3,331 $3,640 $4,551

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.