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Lowcountry cottage with detached bonus structure set on a cool, corner 1. 64 acre lot near County Boat Ramp. Tastefully updated 2 bed, 2 bath cottage home in an ideal location in between Charleston and Edisto. Owner Financing possible! This is a peaceful country setting, yet close and convenient to everything you need! It would make the perfect primary home or a peaceful country retreat. Updated, re imagined 1940's home brings out cool new features while maintaining its quaint charm. Home is surrounded by mature, natural landscaping such as giant camellias, azaleas, and grand Live Oak trees. Home features cedar siding, metal roof, and welcoming full front porch. The interior of the home has some of the original, stunning antique heart pine floors that give instant warmth to the cottage. The living room shows off exposed brick fireplace and hearth and is such a cozy room to entertain or relax. The open kitchen has been completely renovated with ceramic tile floors, all new cabinetry, stainless steel appliances including a gas range, stainless steel hood, under cabinet drawer microwave, quartz countertops, quartz full slab backsplash, under cabinet lighting, open shelving, modern chandelier, and an island with bar stool seating and modern pendant lighting. The kitchen has original heart pine shiplapped walls and ceilings keeping the original design integrity of the cottage's interior. Just off the kitchen is the dining room which could also be used as a sun room. It is such a charming space with three walls of windows overlooking the tranquil features of this mature lot. Primary bedroom has recessed lighting, modern ceiling fan, two closets, private porch, and a fabulous spa-like bathroom. It has a large ceramic tiled shower with rain shower and river rock bottom, ceramic tile flooring, new vanity with marble countertops, sauna, and freestanding tub with brass fixtures and a wall of ceramic tile behind it for a modern aesthetic. The guest suite is in a private corner of the house and has a renovated bathroom that also doubles as a powder room while entertaining. The guest bathroom has ceramic tile flooring, new modern floating vanity with quartz countertops, sconce lighting, and tiled shower with river rock floor and custom glass enclosure. Both bedrooms have modern ceiling fans and are a really great size for the age of the home. This home has a Rinnai tankless water heater, moisture barrier in the crawlspace, and new ductwork in the attic. There is separate accessory structure on the property that is currently being used as an office, gym, and billiard room that could make an excellent guest house. It has a great deal of space, is heated and cooled, and has a half bath and dedicated laundry room. This space also has a small garage bay that has ample storage space for all of your outdoor tools. The property has a garden, chicken coop, pond, and the backyard has a "living fence. " There is plenty of room to add a pool and really make this property an oasis. A pool, fire pits, or outdoor fireplace would make really great additions to this property. There is a container on the property for additional storage.
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Our Executive Mortgage Banker:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $479,200 | $479,200 | $479,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.132% | 5.415% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,646 | $2,870 | $3,821 |
| Total Monthly Payment | $2,738 | $2,962 | $3,913 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.