4584 Windmill Road, The Acreage, FL, 33470 | $899,999

Five acres. No HOA. Private pond with dock. Three storage sheds already in place. This Loxahatchee property delivers what Palm Beach County's gated communities cannot offer at any price—land you actually control. CBS home with 1, 900 SF, wood floors in the master suite, volume ceilings, screened patio overlooking your acreage. AR zoning permits horses, livestock, and agricultural uses without approval. Commercial-grade well and filtration system installed 2016. Fully fenced 91x756 lot places the home at front, leaving the majority of five acres open for barns, paddocks, guest house, or workshop. Minutes from Wellington's equestrian facilities and shops. If you're done with 50-foot lots and HOA committees, this is the property you've been searching for. Your land, your decisions. This 5-acre Loxahatchee property represents one of Palm Beach County's increasingly rare opportunities to own substantial acreage with no HOA restrictions, AR agricultural zoning, and a turnkey home already in place. This Sunny Urban Meadows homesite delivers the privacy, flexibility, and land ownership that buyers searching for acreage near Wellington simply cannot find in the region's master-planned communities. For buyers asking whether you can have horses in Loxahatchee, the answer is yes. Palm Beach County AR zoning permits horses, livestock, poultry, and agricultural uses without HOA approval or architectural review. This is the zoning classification that attracts equestrians, hobby farmers, and buyers who simply want the freedom to use their property without restrictions. Purchasing acreage in Loxahatchee requires specific due diligencefrom well and septic inspections to fence line verification to understanding what AR zoning does and does not permit. Buyers unfamiliar with these considerations should work with representation experienced in western Palm Beach County's unique property characteristics. The property at 4584 Windmill Road sits on 5. 21 acres in Sunny Urban Meadows, an unrecorded subdivision of similarly sized parcels west of Seminole Pratt Whitney Road. The lot configuration91 feet of road frontage extending 756 feet deepplaces the existing home and three storage structures near the front of the property, leaving the majority of the acreage undeveloped and ready for the next owner's vision. The fully fenced perimeter provides immediate containment for horses or other animals, and the private pond with wooden dock at the back corner of the property adds both aesthetic value and potential agricultural utility. The existing CBS-constructed home was built in 1999 and provides 1, 882 square feet of living space in a practical single-story layout. The interior features tile flooring throughout the main living areas with wood flooring in the master suitea configuration that balances durability in high-traffic spaces with the warmth buyers expect in the primary bedroom. Volume ceilings and arched windows throughout the living room, dining room, and secondary bedrooms create an open feel despite the home's modest footprint. The kitchen features white raised-panel cabinetry, laminate countertops, and a pass-through window to the living area. While the finishes reflect the home's 1999 construction date, the structure is solid CBS construction and the layout is functional for buyers who prioritize land over interior upgrades. The master suite occupies a private wing of the home with sliding glass door access to the screened patio. The master bathroom features dual vanities, a Roman soaking tub positioned beneath an arched window, a separate walk-in shower, and a private water closet. Two additional bedrooms share a full bathroom with tub-shower combination on the opposite side of the homea split floor plan that provides separation between the primary suite and secondary sleeping areas. The screened patio spans the rear of the home and overlooks the open acreage, providing covered outdoor living space with views of the property's mature trees and natural landscaping. This is the space where the scale of five acres becomes realstanding on the patio, the next owner can envision where the barn will go, where the riding arena could be positioned, or simply appreciate the buffer between their home and the nearest neighbor. Infrastructure improvements made by the current owner add significant value for buyers who understand acreage property operations. A commercial-grade well and water filtration system installed in 2016 provides reliable, clean water independent of municipal utilities. Three storage sheds have been added to the property, providing immediate utility for equipment storage, feed, tools, or workshop space. These are the improvements that cost time and money to add after purchasehaving them already in place accelerates the timeline for buyers ready to put the property to use immediately. Loxahatchee real estate occupies a unique position in Palm Beach County's housing market. Located west of Seminole Pratt Whitney Road and north of Wellington, the area offers five-acre and larger parcels with AR zoning at price points that would purchase a fraction of an acre in Wellington's established equestrian communities. For buyers willing to trade Wellington's paved roads and proximity to show grounds for acreage and autonomy, Loxahatchee delivers exceptional value. Understanding the tradeoffs between Wellington convenience and Loxahatchee freedom is essential before making this decision. New construction communities like Arden and Avenir have absorbed significant buyer demand in western Palm Beach County, offering modern floor plans, resort-style amenities, and low-maintenance living. These communities deliver real value for buyers seeking that lifestylebut they serve a fundamentally different buyer than the one searching for five acres with no HOA. Arden and Avenir lots typically measure 50 feet of frontage or less, with full HOA governance, architectural review requirements, and restrictions on vehicles, animals, and property modifications. This Loxahatchee property offers the opposite proposition: five acres of land you control completely, with no monthly fees, no approval committees, and no restrictions beyond Palm Beach County code. Financing acreage properties requires lenders experienced with rural transactions. Mortgage professionals who understand well and septic appraisals, acreage valuations, and the documentation requirements specific to properties outside traditional subdivisions are essential to a successful closing. For veteran buyers, VA loans can be used to purchase Loxahatchee acreage with zero down payment, though VA appraisals on rural properties require specific expertise to navigate successfully. Qualified buyers should ensure their lending team has closed acreage transactions in western Palm Beach County before proceeding. Location matters even in Loxahatchee, and this property is well-positioned. Located off 60th Street North, west of Seminole Pratt Whitney Road, the pr

Features

  • Amenities: None
  • Rooms: 4
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 91.0 ft x 756.0 ft
  • Year Built: 1999
  • Garage: 2-car Attached
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,882
  • Acreage: 5.21
  • Lot Size: 91.0 ft x 756.0 ft
  • Est. Taxes: $5,110
  • Lot Desc: Room for Pool
  • View: Pond
  • Elem. School: Frontier
  • Middle School: Osceola Creek
  • High School: Seminole Ridge
  • Pet Policy: No
  • Appliances: Electric Water Heater, Dryer, Disposal, Dishwasher, Electric Range, Refrigerator, Water Heater, Washer
  • MLS#: R11150473
  • Website: https://www.raveis.com
    /prop/R11150473/4584windmillroad_theacreage_fl?source=qrflyer
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Listing courtesy of Keller Williams Realty - Welli

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4584 Windmill Road, The Acreage, FL, 33470

$899,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $719,999 $719,999 $719,999
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.300% 6.247% 6.117%
Monthly Tax Payment $426 $426 $426
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,259 $4,375 $6,027
Total Monthly Payment $4,777 $4,893 $6,545

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.