402 HARBOR VIEW LANE, Largo, FL, 33770 | $1,600,000

One or more photo(s) has been virtually staged. Huge price reduction! Come see this beautiful home today and submit your offer. Harbor Bluffs is a popular waterfront neighborhood beloved for its MATURE OAK TREES, generous lot sizes, and relaxed coastal charm. Harbor Bluffs is a hidden gem. Just south of the Belleair Bridge, it consists of over 600 homes with residents ranging from brand new owners to those who have raised their families in the home and continue to enjoy the community. You'll love the "Parade of Paws" daily as your neighbors stroll with their dogs.

People love Harbor View Lane because of the exceptional 100’ x 150’ WATERFRONT LOTS. It offers a LARGE BACKYARD - unusual on the water - along with a more spacious feel. More space between you and your neighbor, and more space between your home and the street.

And you'll love the SUNSET VIEW! Relax on the dock while enjoying the beverage of your choice. Or, watch the sun go down amidst the bubbles of your hot tub. Either way - the spectacular colors of the sky at sunset never cease to amaze.

Boaters will love the immediate access to the INTRACOASTAL WATERWAY, with a direct route to the GULF. Enjoy year-round boating, skiing, and fishing, or cruise to one of the many WATERFRONT RESTAURANTS where you can dock and dine. Prefer shopping and dining on land? The BOUTIQUES AND RESTAURANTS OF BELLEAIR BLUFFS are just minutes away and perfect for a leisurely afternoon out.

During the recent hurricane, the home experienced only six inches of water and was PROFESSIONALLY REMEDIATED and RESTORED. It is now ready for you with NEW PAINT, FLOORING, CABINETRY, and more.

Inside, the SPLIT BEDROOM floor plan offers privacy for both owners and guests. The home was extensively remodeled to embrace a CLASSIC FLORIDA STYLE, featuring a welcoming front porch and a large backyard with plenty of room for picnics, games, and entertainment.

The fourth bedroom, a spacious 19’ x 11’, has previously been used as an man-cave/office and offers endless possibilities—home office, nursery, media room, oversized walk-in closet, or flex space to suit your needs.

A rare opportunity to own a beautifully updated waterfront home in one of the area’s most desirable neighborhoods. Come see it today!

Features

  • Rooms: 8
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Style: Ranch
  • Year Built: 1960
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 2,510
  • Acreage: 0.34
  • Est. Taxes: $7,813
  • HOA Fee: $420 Annually
  • Lot Desc: Flood Insurance Required, FloodZone, Unincorporated
  • View: Water
  • Pool: Gunite, In Ground, Lighting, Pool Sweep, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Refrigerator, Touchless Faucet
  • MLS#: TB8459635
  • Days on Market: 89 days
  • Website: https://www.raveis.com
    /eprop/TB8459635/402harborviewlane_largo_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/29/2026 11:32:07 PM)
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL   Phone: 727-493-1555

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

402 HARBOR VIEW LANE, Largo, FL, 33770

$1,600,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,280,000 $1,280,000 $1,280,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.312% 6.385% 6.223%
Monthly Tax Payment $651 $651 $651
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,572 $7,881 $10,801
Total Monthly Payment $8,348 $8,657 $11,577

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.