2284 PALM TREE DRIVE, Punta Gorda, FL, 33950 | $699,000

Thoughtfully appointed and updated waterfront home is situated in one of Punta Gorda Isles' most coveted boating locations and offers immediate direct sailboat access to the Peace River—JUST 15 LOTS FROM OPEN WATER. Perfect for the boating/fishing enthusiast, this property boasts three docks, two electric and water connections, plus a 10, 000-pound boat lift to accommodate your vessel. Truly a great location to set sail for a sunset cruise, head out for a day on the Gulf, or simply search for your favorite fish. A richly hued paver circular driveway will lead you to the door of this thoughtfully remodeled interior, where coastal charm meets modern functionality. Florida sunshine filters through the impact windows and doors of this cozy three bedroom, plus bonus room, home. Finished with neutral porcelain tile, commercial carpet and a color palette that will complement most decor. The completely redesigned kitchen is a showpiece, featuring ample wood cabinetry, sleek granite countertops, and a full-height granite backsplash. Smart stainless steel appliances elevate the meal preparation, with convenient sliding doors from the kitchen leading out to easily enjoy your meals alfresco by the pool. Here you will enjoy gazing out to the canal and pool. The saltwater PebbleTec lap pool is enhanced with jets that will invite you to experience the ultimate relaxation. Surrounded by handsome travertine pavers, the expansive pool deck offers ample space for sun-soaked lounging or entertaining. Designed for both comfort and durability, the home is equipped with a new stone-coated METAL ROOF (installed JUNE 2024) along with new soffits and gutters. Inside, the primary suite is a private retreat, featuring an adjoining bonus room, a striking ensuite bath with a frameless tiled shower, stone-topped vanity, and Elfa shelving in the walk-in closet. Two generously sized guest bedrooms also include walk-in closets, ensuring comfort for family and visitors alike. The guest bathroom reflects the home’s upscale finishes with a wood vanity and granite top. Perfectly complementing the home’s waterfront lifestyle, the xeriscape yard with tropical landscaping is both environmentally friendly and effortlessly low-maintenance…leaving you with extra time to enjoy all that Punta Gorda has to offer. At a finished floor elevation of 9 feet, 4 inches, this home was high and dry during Hurricanes Helene and Milton. Great parks, trails and courts are sure to keep you active, while the local shops and restaurants will provide nice local options. The weekly farmers market and varied music and food festivals add a nice dimension to the local scene.

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 80 x 120 x 80 x 120 x
  • Laundry: Inside, Laundry Room
  • Style: Florida
  • Year Built: 1982
  • Garage: 2-car Circular Driveway, Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,817
  • Acreage: 0.22
  • Lot Size: 80 x 120 x 80 x 120 x
  • Est. Taxes: $5,821
  • Lot Desc: City Lot, Landscaped, Level
  • View: Water
  • Pool: Gunite, In Ground, Lighting, Salt Water
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: C7519443
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/C7519443/2284palmtreedrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/12/2026 11:35:10 PM)
Listing courtesy of CALENDA REAL ESTATE GROUP,INC.   Phone: 941-205-8811

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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2284 PALM TREE DRIVE, Punta Gorda, FL, 33950

$699,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $559,200 $559,200 $559,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.322% 6.144% 5.415%
Monthly Tax Payment $485 $485 $485
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,219 $3,349 $4,459
Total Monthly Payment $3,796 $3,926 $5,036

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.