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2640 White Cedar LN, Naples, FL, 34109 | $1,245,000
A rare opportunity to own a beautifully upgraded 4+ den / 3-bath lakefront home in the highly sought-after 34109 ZIP code. This spacious 2, 626 sq. ft. residence underwent a complete remodeling in 2019, adding 450 sq. feet of living area, including a reconfigured new metal roof, an additional custom-built room and extensive interior and exterior enhancements. 3rd bathroom added in place of the laundry room, washer and dryer moved to the garage. What used to be a dining room is now an office, but can also be used as additional room or home gym or yoga studio.
Enjoy unobstructed lake views through premium custom impact windows installed throughout the home, paired with impact-rated front and garage doors for full hurricane protection. A new AC system with completely redesigned ductwork ensures clean, efficient airflow year-round.
Luxurious wood-look tile flooring creates a seamless, tranquil aesthetic across the entire home. The 2019 renovation also included a $400k+ custom addition by a renowned contractor, expanding the living space, and transforming the 800 sq. ft. lanai with a fully renovated pool, picture screen pool cage and cypress wood ceiling—an ideal setting for relaxing or entertaining.
The main living area features soaring cathedral ceilings and elegant crown molding throughout. The spacious kitchen and all three bathrooms have been fully updated, complemented by designer lighting, wood plantation shutters, custom closets, and numerous additional custom upgrades.
Ideally situated within the Orchards community and just 3 miles from Vanderbilt Beach and Mercato, minutes from top-rated North Naples public and private schools, this home offers the perfect combination of luxury living, convenience, and the highly desirable North Naples lifestyle. The Orchards neighborhood features 2 community pools with hot tubs, a clubhouse, tennis, pickle-ball and basketball courts, kids playground and an established community where you would be welcomed. Don’t miss your chance to own this lakefront paradise!
Features
- Amenities: Basketball,Bocce Court,Clubhouse,Community Park,Community Pool,Community Spa/Hot tub,Exercise Room,Internet Access,Pickleball,Play Area,Sidewalk,Tennis Court,Underground Utility
- Bedrooms: 4
- Baths: 3 full
- Style: Traditional
- Development: ORCHARDS
- Year Built: 1995
- Garage: 2-car Attached
- Heating: Central Electric
- Cooling: Central Electric
- Approx Sq. Feet: 2,629
- Acreage: 0.22
- Est. Taxes: $3,998
- HOA Fee: $546 Quarterly
- Lot Desc: Regular
- View: Lake
- Community Type: Gated
- Elem. School: PELICAN MARSH
- Middle School: PINE RIDGE
- High School: BARRON COLLIER
- Private Pool: Yes
- Pet Policy: With Approval
- MLS#: 225081355
- Website: https://www.raveis.com
/eprop/225081355/2640whitecedarln_naples_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2640 White Cedar LN, Naples, FL, 34109
$1,245,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $996,000 | $996,000 | $996,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.289% | 6.259% | 6.164% |
| Monthly Tax Payment | $333 | $333 | $333 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,892 | $6,052 | $8,405 |
| Total Monthly Payment | $6,350 | $6,510 | $8,863 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388