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6 Penny Lane, Orleans, MA, 02653 | $695,000
This vintage cottage on a beautiful, level lot just around the corner from Rock Harbor offers tremendous potential. Enjoy the beach, the summertime sunsets with a steel drum soundtrack, the storied fishing fleet and the 4th of July fireworks just a few hundred yards from your front door. Hungry? Grab a bottle of wine and revisit the iconic, faithfully restored Cap't Cass Rock Harbor Seafood. The modest 2br cottage is mostly original 1955 and in need of updating. Indulge your sense of nostalgia and breathe new life into the existing dwelling or replace it with your own vision for this wonderfully usable lot with a younger (2013) 3 bedroom Title V septic system. The quiet side street with no through traffic offers peaceful privacy. FEMA Map shows the property in the AE flood zone, elevations on the septic plan indicate lot elevations of 18'-20'.
Features
- Rooms: 3
- Bedrooms: 2
- Baths: 1 full
- Style: Cottage
- Year Built: 1955
- Heating: None
- Cooling: None
- Basement: Crawl Space
- Approx Sq. Feet: 630
- Acreage: 0.3
- Est. Taxes: $2,723
- School District: Nauset
- MLS#: 22505935
- Website: https://www.raveis.com
/prop/22505935/6pennylane_orleans_ma?source=qrflyer
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Room Information
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 2 | Flooring: Wood | 17.0 x 14.0 | First |
| Kitchen | Flooring: Vinyl | 17.0 x 14.0 | First |
| Living Room | 17.0 x 14.0 | First | |
| Master Bedroom | Flooring: Wood | 17.0 x 14.0 | First |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Frank MerolaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1020051
508.740.5922
Frank.Merola@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
6 Penny Lane, Orleans, MA, 02653
$695,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Merola
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 508.740.5922
Frank.Merola@raveis.com
NMLS Mortgage Loan Originator ID 1020051
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $556,000 | $556,000 | $556,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $227 | $227 | $227 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,157 | $3,330 | $4,433 |
| Total Monthly Payment | $3,476 | $3,649 | $4,752 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
MA Mortgage Lender and Mortgage Broker #MC2630