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A beautifully reimagined downtown Charleston Cottage offering refined comfort, thoughtful design, and exceptional versatility. 2 BEDROOMS, 2 FULL BATHS WITH A RENOVATED BUILDING THAT CAN BE AN EXTRA BEDROOM!!! Step into a light-filled living room with a welcoming foyer, the home flows into a charming eat-in kitchen featuring granite countertops, gas stove with stainless steel hood, ideal for both casual mornings and intimate entertaining. Two generous bedrooms include a stunning newly added primary suite showcasing beamed cathedral ceilings, a custom walk-in closet with barn doors, and a spa-inspired primary bath with heated floors--a rare luxury in a downtown home. A newly designed laundry area adds both function and convenience. Outdoors, enjoy a newly landscaped backyard designed for relaxation and entertaining, complete with a convenient exterior shower, pergola and a new double gate offering enhanced access and flexibility. Handcrafted front area mahogany shutters add timeless curb appeal to the main house, while the detached structure features custom handmade mahogany exterior doors, reflecting exceptional craftsmanship. The fully renovated detached structure offers endless possibilities as a home office, guest retreat, fitness studio, or creative space, and includes foam-insulated walls, a new metal roof, new windows, and an efficient split system for heating and cooling for year-round comfort approx. 200 sq. ft. The gorgeous outdoor space has been professionally regraded with a new sump pump system. Every detail of this home has been carefully curated to blend classic Charleston character with modern luxury. See attached upgrades document for a comprehensive list of extensive improvements throughout the property. Enjoy a highly walkable area next to Hampton Park, where tree-lined walks, charming coffee shops and favorite restaurants are just a moment away and easy access to everything downtown!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $719,200 | $719,200 | $719,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.312% | 6.235% | 6.223% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,254 | $4,428 | $6,069 |
| Total Monthly Payment | $4,346 | $4,520 | $6,161 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.