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Under contract-accepting backup offers. Buyer's loss is your gain!!
This charming 3-bedroom, 2-bath ranch in the highly desirable Sierra Pines community is listed below appraisal and offers the perfect blend of privacy, functionality, and convenience. Nestled on a secluded, wooded corner lot just under one acre, the property delivers a peaceful rural feel with frequent visits from deer, turkey, and other wildlife — all while being centrally located off CR-54, just minutes from the Veteran’s Expressway and with quick access to Tampa, Wesley Chapel, Clearwater, and St. Petersburg.
The fully fenced property is thoughtfully designed for both everyday living and recreational use. A versatile pole barn and enclosed barn are wired with lighting and electrical hookup, ideal for RV/boat storage and workshop. The pole barn includes a 50-amp RV connection and private septic-tied dump site, plus a covered side area — perfect for an outdoor kitchen, bar, or entertainment space. Additional exterior features include a large fire pit for gatherings, rear-lot gate access with ample space for boat and trailer parking, and a spacious walk-in chicken coop with fenced run.
Inside, the home features an inviting open floor plan with high ceilings, updated flooring (2024) in the primary bedroom, guest bedroom, and dining room, and an original stone wood-burning fireplace as the focal point of the family room. The open kitchen offers stainless steel appliances, an eat-in bar, and pantry, while the laundry room includes a newer washer and dryer (2025).
This property has been carefully maintained with major updates, including:
- Roof (2020)
- AC (2022)
- Interior ductwork & plumbing (2020 & 2023)
- Water softener (2021)
- Septic drain field (2020)
- Solar panels (2021), paid off at closing
- Well & septic pumps (2023)
For peace of mind and practicality, the home also includes hurricane-rated windows and garage door and an upgraded electrical panel designed for safe portable generator hookup. Located in a quiet, well-kept neighborhood with no HOA or CDD fees, this property offers the rare opportunity to enjoy privacy, space, and rural charm while staying close to schools, shopping, dining, and major commuter routes.
This is the perfect setting for anyone seeking room to live, work, store equipment or recreational vehicles — and still be near the city when needed.
The property is in a USDA-eligible area, which may allow qualified byers to explore zero-down financing options (buyer to verify eligibility and loan requirements).
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Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $440,000 | $440,000 | $440,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $415 | $415 | $415 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,638 | $2,745 | $3,624 |
| Total Monthly Payment | $3,145 | $3,252 | $4,131 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.