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Give yourself the gift of a new home in the New Year! This is the needle the haystack! Rare find and almost impossible to find Cambridge Colonial with FULL FINISHED BASEMENT, yes, full finished basement. This three bedroom, 2. 5 bath home has been meticulously maintained and lovingly cared for. True pride in ownership shines through. Formal Living room, formal dining room, updated granite kitchen with stainless steel appliances flowing into den with pellet stove overlooking your private deck and heated IGP. This home affords maintenance free vinyl siding, a young roof, updated windows, newer driveway with Belgium block trim, cozy front porch to sit and watch the day go by, maintenance free deck, enjoy your gazebo as you gaze over out into your heated pool with custom hardscaping. Fully fenced 1/3 acre with IGS. Two car garage, CAC, sewers and more! The Strathmore section of Stony Brook lends itself to amazing local amenities and services. Three hospitals within minutes, Stony Brook, Mather and St. Charles hospitals. Cultural opportunities abound, Stony Brook University with its Wang and Stellar Centers, The Reboli Center, The Jazz Loft and the Long Island Museum. Natural wonders await. . . Stony Brook beach, West Meadow and Cedar Beach, Avalon Nature preserve, The Greenway Trail, The Frank Melville Memorial Park and countless other local natural spaces. Minutes to historic Stony Brook Village and the nautical New England village of Port Jefferson, where you can hop on the ferry and whisk yourself off to New England. Restaurants and boutique shopping abound. Did I mention the Long Island Railroad? Jump on the train and head into the most exciting city in the world. If you are looking for an amazing community with the very best in Three Village living look no further. . . and. . . I can't forget the acclaimed Three Village Central School District . . . . Life long memories will be made here!
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Our Executive Mortgage Banker:
Our Insurance Division:
$829,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $663,200 | $663,200 | $663,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.000% | 5.750% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.048% | 5.858% | 5.681% |
| Monthly Tax Payment | $1,276 | $1,276 | $1,276 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,560 | $3,870 | $5,419 |
| Total Monthly Payment | $4,928 | $5,238 | $6,787 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.