|
Presented by
Deanna Wharton |
3 Sandgate Circle, #3, Madison (Hammonasset), CT, 06443 | $499,999
Welcome to this 1, 853 sq. ft. townhouse in desirable Windermere. Within a short drive to the center of town, one can enjoy shopping in any of the many specialty stores, as well as visiting the famous local bookstore, where a leisurely lunch can also be had in its cafe. You will find several restaurants in which to dine and a cinema where classic films are shown. During the warmer months, it is fun to stop by the Friday afternoon Farmers' Market to pick up fresh vegetables, flowers, fish and more. The Surf Club, as well as Madison's two additional beaches, are also just minutes from the home. The eat-in kitchen in this home is open to the cozy family room with its gas fireplace, providing heat and ambiance on cooler evenings. The large combination living room and dining room offers plenty of space for entertaining and family gatherings. The three-season sunroom is a perfect spot to relax with a good book in hand and the private patio offers a pleasant place on which to enjoy your favorite drink and a summer meal. The attached garage, with an entrance to the family room, makes carrying groceries inside very convenient, especially during inclement weather. Two extra large bedrooms and two full baths, as well as the laundry area, are on the upper level. An extra room on this level works perfectly as a guest room, office or studio. List price takes into consideration that some updating may be desired Windermere East Association retains an option to obtain the current land lease during a period of 90 days up to and through June 30, 2033. Currently unit owners submit approximately $100 per month to the current lessors. The total to the lessors is expected to be $250 to $260 per unit. Please use due diligence in reading rules, regulations and by-laws as provided within 10 business days of a fully-executed contract. Ct. law allows buyers 5 days in which to review said documents. Buyers are responsible for a buy-in equal to 5 months' HOA
Features
- Town: Madison
- Heating: Hot Air
- Cooling: Central Air
- Levels: 2
- Rooms: 5
- Bedrooms: 2
- Baths: 2 full / 1 half
- Laundry: Upper Level
- Complex: Windermere East
- Year Built: 1979
- Common Charge: $650 Monthly
- Above Grade Approx. Sq. Feet: 1,853
- Est. Taxes: $7,115
- Lot Desc: N/A
- Elem. School: Per Board of Ed
- Middle School: Per Board of Ed
- High School: Daniel Hand
- Pets Allowed: Yes
- Pet Policy: 2 Pets
- Appliances: Electric Range,Refrigerator,Dishwasher,Washer,Dryer
- MLS#: 24139904
- Website: https://www.raveis.com
/raveis/24139904/3sandgatecircle_madison_ct?source=qrflyer
Room Information
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Upper | |
| Dining Room | Main | |
| Family Room | Main | |
| Kitchen | Eating Space | Main |
| Living Room | Main | |
| Office | Skylight | Upper |
| Primary Bedroom | Upper |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Deanna WhartonLicensed Real Estate Salesperson
914.649.1306
Deanna.Wharton@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Vincent DiMellaVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 24240
914.494.1459
Vincent.DiMella@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Ryan FortierInsurance Sales Director, William Raveis Insurance
516.739.7731
Ryan.Fortier@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
3 Sandgate Circle, #3, Madison (Hammonasset), CT, 06443
$499,999
Deanna Wharton
Licensed Real Estate Salesperson
William Raveis Real Estate
Phone: 914.649.1306
Deanna.Wharton@raveis.com
Vincent DiMella
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.494.1459
Vincent.DiMella@raveis.com
NMLS Mortgage Loan Originator ID 24240
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,999 | $399,999 | $399,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.403% | 6.431% | 5.668% |
| Monthly Tax Payment | $593 | $593 | $593 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,396 | $2,463 | $3,242 |
| Total Monthly Payment | $3,064 | $3,131 | $3,910 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524