7960 SW 121 TERRACE, Dunnellon, FL, 34432 | $498,000

Pre-Construction. To be built. Build a home that fits how you actually live-with the freedom to personalize it from the ground up. This thoughtfully planned pre-construction 3-bedroom, 2. 5-bath residence offers over 2, 300 square feet, a private office, and a 3-car garage, delivering comfort and function in a modern, open layout. The heart of the home features vaulted ceilings, oversized windows, and a seamless flow to a 26’ x 12’ covered lanai, creating an ideal indoor-outdoor living experience for relaxing or entertaining. The kitchen is both stylish and hardworking, anchored by a large center island, granite countertops, 42” soft-close cabinetry, stainless steel appliances, custom range hood, pot filler, and timeless finishes buyers love. The primary suite is privately positioned and feels like a true retreat with tray ceilings, dual walk-in closets, and a spa-inspired bath featuring dual vanities, a soaking tub, and a tiled walk-in shower. Two additional bedrooms share a full bath with a sliding barn door, adding character and functionality. Designed for real life, this home includes a mudroom with coffee or wine bar, walk-in pantry, half bath, and a French-door office perfect for remote work, guests, or hobbies. Enjoy both a welcoming front porch and a peaceful covered lanai overlooking natural surroundings. Additional highlights include a well water filtration system, partially glass front door, and the opportunity to select your own colors and finishes during construction. Flexible financing options available, including VA and Conventional construction-to-perm loan through the builder’s preferred lender, or cash with construction draws. Photos and video shown are from a similar model home. Some features shown are buyer-paid upgrades: extended lanai, RV driveway pad, garage utility sink, expanded living room windows, shower niches, and luxury vinyl plank flooring in bedrooms. Builder-added linen closet in the primary suite not shown.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 140 x 320
  • Laundry: Laundry Room
  • Year Built: 2026
  • Garage: 3-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,355
  • Acreage: 1.03
  • Lot Size: 140 x 320
  • Est. Taxes: $569
  • Lot Desc: Cleared, Corner Lot
  • View: Trees/Woods
  • Appliances: Cooktop, Dishwasher, Microwave, Range Hood, Refrigerator, Water Filtration System, Wine Refrigerator
  • MLS#: O6369901
  • Days on Market: 36 days
  • Website: https://www.raveis.com
    /prop/O6369901/7960sw121terrace_dunnellon_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/11/2026 9:47:08 AM)
Listing courtesy of KELLER WILLIAMS CLASSIC   Phone: 407-292-5400

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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7960 SW 121 TERRACE, Dunnellon, FL, 34432

$498,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $398,400 $398,400 $398,400
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.112% 6.156% 5.522%
Monthly Tax Payment $47 $47 $47
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,200 $2,386 $3,203
Total Monthly Payment $2,322 $2,508 $3,325

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.