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An extraordinary offering in one of Connecticut's most beloved river towns. Stunning sunrises over unobstructed views of Chester Creek sets the tone for this rare piece of Chester history. The Bani Denison homestead dates to 1781 and once served as Chester's first post office. Thoughtfully restored, this classic embankment Colonial with Dutch kick gambrel style roof offers modern amenities while preserving exceptional period detail throughout. Original wide-board chestnut floors and wall panels, six fireplaces (five working and wood-burning), original mantels and millwork, and two stairways, including the captain's staircase in the front foyer, define the home's character. The spacious primary bedroom features a barrel ceiling, fireplace and remodeled en-suite bath. A newly renovated kitchen blends seamlessly with the home's historic charm, while the finished lower level provides flexible space for a home office/studio/guest space with private entry. The home is filled with natural light throughout the day, the established backyard gardens providing privacy, and a seasonal floating dock offering access to the river for kayaks and small boats. Located in the picturesque Lower Connecticut River Valley, Chester is known for its charming village, galleries, shops, dining, and brewery. Nearby you'll find the historic Haddam-Chester Ferry, Goodspeed Opera House, and Gillette Castle State Park. Cockaponset State Forest nearby offers miles of trails for hiking, biking, and riding. Convenient for those commuting to Hartford, New London and New Haven Counties. Located approximately 2. 5 hrs to both NYC and Boston. The Chester airport is located just 10 minutes from this home. Marinas, yacht clubs and waterfront dining located at the end of the road, just minutes away. Lot size is . 62 and the sale includes a . 77acre lot across the street leading up to Chester Creek. Total lot size 1. 39 acre and taxes in the listing reflect the $165 annual tax on the additional lot
| Type | Dimensions | Level |
|---|---|---|
| Bedroom 1 | 12.1 x 14.1 | Upper |
| Bedroom 2 | 11.1 x 14.1 | Upper |
| Eat-In Kitchen | 12.1 x 25.2 | Main |
| Family Room | 11.1 x 17.2 | Main |
| Full Bath | 7.3 x 9.8 | Main |
| Full Bath | 6.9 x 10.6 | Upper |
| Full Bath | 4.6 x 9.1 | Upper |
| Living Room | 14.1 x 14.1 | Main |
| Other | 15.0 x 15.0 | Lower |
| Other | 12.0 x 15.0 | Lower |
| Primary Bedroom | 14.1 x 24.2 | Upper |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $520,000 | $520,000 | $520,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.304% | 5.648% |
| Monthly Tax Payment | $699 | $699 | $699 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,076 | $3,160 | $4,214 |
| Total Monthly Payment | $3,867 | $3,951 | $5,005 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.