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Beautifully maintained Cape-style single-family home situated on a quiet corner lot in the heart of Mineola. This sun-filled residence offers excellent privacy and has been lovingly cared for owners, presenting in excellent, move-in-ready condition. The home features 3 bedrooms and 2. 5 bathrooms on a 4, 000 sq ft lot. Recent upgrades include updated kitchen and bathrooms, as well as a fully paid-off solar panel system providing significant long-term energy savings. The property is equipped with full heating and cooling, ensuring year-round comfort. The first floor offers a bright and spacious living room/dining room layout, a modern open kitchen with granite countertops and garbage disposal, a formal dining area, and a first-floor bedroom with full bath, ideal for guests, extended family, or flexible living arrangements. The second floor includes two well-sized bedrooms and a full bathroom, each with ample closet space and excellent natural light. The finished basement provides additional versatile living space with multiple functional areas and a half bath, perfect for a family room, home office or recreation space. Additional highlights include a detached garage and low annual property taxes
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Our Executive Mortgage Banker:
Our Insurance Division:
$849,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $679,200 | $679,200 | $679,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.125% | 5.875% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.021% | 5.984% | 5.806% |
| Monthly Tax Payment | $740 | $740 | $740 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,698 | $4,018 | $5,595 |
| Total Monthly Payment | $4,530 | $4,850 | $6,427 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.