744 MONACO DRIVE, Punta Gorda, FL, 33950 | $525,000

Under contract-accepting backup offers. Situated on a desirable oversized corner lot with a city-maintained concrete seawall, this mostly furnished waterfront residence offers tranquil, wide-open intersecting canal views and a private dock—creating a serene coastal setting perfect for relaxing or entertaining. Plantation shutters throughout enhance both style and privacy, while abundant natural light fills the home.
The remodeled primary suite is a true retreat, thoughtfully expanded to include a spacious sitting area overlooking the canal through sliding glass doors. The en-suite bath features a luxurious Jacuzzi soaking tub, a separate walk-in shower, dual sinks, a dedicated vanity area, and a large walk-in closet with custom built-in shelving.
The kitchen is both functional and inviting, showcasing granite countertops, warm wood cabinetry, and a raised breakfast bar that opens to the family room. Additional highlights include tile flooring, plantation shutters, sliding doors to the lanai, a charming coffee and bar nook with decorative glass cabinetry, and a casual dinette area.
A well-appointed laundry room offers generous counter space for folding, multiple closets, and overhead cabinetry for exceptional storage. The formal dining room features pocketing sliders that seamlessly connect indoor and outdoor living spaces.
Designed with a split-floor-plan layout for privacy, the guest accommodations include a spacious main guest bedroom with dual closets and luxury vinyl flooring. The additional guest bedroom—currently utilized as a home office—also offers dual closets, tile flooring, and easy access to the guest bath with a tub and shower combination.
Outdoor living takes center stage with a large screened lanai and pool area featuring a Diamond Brite finish, brick pavers, and ample space for seating and entertaining—all framed by stunning intersecting canal views. Electric Kevlar storm shutters provide added peace of mind.
The oversized side-entry garage includes attic access for additional storage and a convenient workbench area, ideal for hobbies or projects.
Recent updates include a new metal roof (2023), electric Kevlar shutters on the lanai (2023), plantation shutters (2023), a new hot water heater (2024), and HVAC system (2021).
Located within a vibrant, active waterfront community centered around Twin Isles Country Club—with optional membership—you’ll enjoy access to golf, tennis, and a full calendar of social events. Boating and fishing are easily enjoyed from your private 7' x 15' concrete dock. Nearby attractions include Fishermen’s Village, the newly developed Sunseeker Resort, major highways and airports, and just minutes to downtown Punta Gorda, where charming restaurants, boutique shopping, pickleball, biking, and waterfront activities await.

Features

  • Rooms: 12
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 188 x 125 x 40 x 124
  • Laundry: Inside, Laundry Room
  • Year Built: 1982
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,246
  • Acreage: 0.38
  • Lot Size: 188 x 125 x 40 x 124
  • Est. Taxes: $4,133
  • HOA Fee: $50 Annually
  • Lot Desc: Corner Lot
  • View: Water
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pool: Gunite, In Ground
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: C7519440
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /prop/C7519440/744monacodrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/14/2026 10:07:34 PM)
Listing courtesy of RE/MAX HARBOR REALTY   Phone: 941-639-8500

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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744 MONACO DRIVE, Punta Gorda, FL, 33950

$525,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $420,000 $420,000 $420,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.322% 6.156% 5.415%
Monthly Tax Payment $344 $344 $344
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,418 $2,515 $3,349
Total Monthly Payment $2,854 $2,951 $3,785

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.