39 Appel Drive E, Shirley, NY, 11967 | $650,000

Move right in and enjoy true peace of mind in this beautifully updated 3 bedroom, 2 bath colonial where the big-ticket items are already taken care of. Recent 2025 improvements include a new roof, gutters, windows, two fully renovated bathrooms, and a brand new oil burner with a double-walled oil tank. These are the kind of updates buyers love knowing are already done. And just when you thought it couldn’t get better… A brand new gas fireplace with a stunning stone surround is being added to the living room and will be completed by the end of January. Meaning cozy nights and serious living-room envy are already on the way. Over the last five years, the home has continued to be thoughtfully improved with mini split A/C units on the first floor, an updated kitchen, a new saltwater pool liner, pavers, and an in-ground sprinkler system with 2 zones in the front, 4 zones in the back, plus misters for the flower beds. Inside, the layout feels comfortable and functional with a full basement offering plenty of storage and flexibility. Outside, the fully fenced backyard is designed for enjoyment and easy summer living, complete with a saltwater pool, paver patio, and a conveniently located full bathroom just steps from the back door, perfect for pool days and outdoor entertaining. The home is NOT located in a flood zone, offering additional peace of mind for homeowners. Ideally situated near Smith Point Beach, Fire Island National Seashore, Wertheim Wildlife Refuge, local parks, shopping, and restaurants, with easy access to Sunrise Highway and the LIE. Shirley offers a coastal lifestyle with a strong sense of community and everyday convenience. All that’s left to do is move in, light the fire and enjoy. This home is truly ready for its next chapter.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Colonial
  • Year Built: 1972
  • Heating: Oil
  • Cooling: Ductless
  • Basement: Full, Unfinished
  • Approx Sq. Feet: 1,950
  • Acreage: 0.21
  • Est. Taxes: $10,967
  • Elem. School: Nathaniel Woodhull Elementary School
  • Middle School: William Paca Middle School
  • High School: William Floyd High School
  • School District: William Floyd
  • Pool: In Ground, Salt Water
  • Appliances: Gas Oven
  • MLS#: 946837
  • Days on Market: 12 days
  • Website: https://www.raveis.com
    /prop/946837/39appeldrivee_shirley_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of eXp Realty   Phone: 888-276-0630

William Raveis Family of Services

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

39 Appel Drive E, Shirley, NY, 11967

$650,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $520,000 $520,000 $520,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.156% 5.522%
Monthly Tax Payment $914 $914 $914
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,953 $3,114 $4,180
Total Monthly Payment $3,959 $4,120 $5,186

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.