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1589 RIDGE TOP WAY, Clearwater, FL, 33765 | $675,000
Under contract-accepting backup offers. This beautifully laid-out Clearwater home offers a comfortable mix of indoor space, outdoor living, and a location that’s easy to enjoy year-round! Wood flooring runs throughout the main living areas, which include a cozy living room and a separate formal dining room. The kitchen is functional and social, with room for a breakfast nook and a fireplace sitting area featuring vaulted ceilings and skylights. A pass-through window opens to the pool deck, making it easy to bring in fresh air or serve food outside. The screened pool deck is partially covered and equipped with lights and fans, giving you flexible space for relaxing or entertaining year-round. Beyond the pool, the large backyard offers plenty of options—plant a food forest, build a play area, or let kids and pets spread out.
The primary bedroom includes a walk-in closet, and the primary bath features a nicely updated, wheelchair-accessible shower. The garage is spacious and practical, with a newer water heater and a Pelican whole-house water purification system. All four-point items are in good condition. Out front, mature landscaping and a covered walkway create a welcoming approach to the home.
The home is not located in a flood zone, offering added peace of mind and lower insurance considerations. The neighborhood sits at a higher elevation and has historically remained dry during major storm events, making it a place friends and family often gathered during storms due to its relative protection from flooding and coastal wind exposure.
When you’re ready to head out, you can walk to Coachman Ridge Park and hop directly onto the Ream Wilson Clearwater Trail, which connects into the broader Pinellas Trail system. Beach days are an easy drive—about 20 minutes to Clearwater Beach, the Clearwater Aquarium, or the laid-back waterfront vibe of Safety Harbor.
This is a solid home with good bones, great outdoor space, and room to add your own finishing touches while enjoying one of Clearwater’s most convenient locations.
Features
- Amenities: Maintenance
- Rooms: 9
- Bedrooms: 4
- Baths: 2 full
- Lot Size: 93 x 145
- Laundry: Laundry Room, Electric Dryer Hookup, Inside
- Year Built: 1984
- Garage: 2-car Driveway, Garage Door Opener
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 2,244
- Acreage: 0.34
- Lot Size: 93 x 145
- Est. Taxes: $3,439
- HOA Fee: $150 Annually
- Lot Desc: In County, Irregular Lot, Oversized Lot, Sidewalk
- Elem. School: McMullen-Booth Elementary-PN
- Middle School: Safety Harbor Middle-PN
- High School: Clearwater High-PN
- Pool: In Ground, Screen Enclosure
- Pet Policy: Yes
- Appliances: Freezer, Ice Maker, Range, Range Hood, Refrigerator, Washer, Water Filtration System, Convection Oven, Dishwasher, Dryer, Electric Water Heater
- MLS#: TB8459605
- Days on Market: 15 days
- Website: https://www.raveis.com
/prop/TB8459605/1589ridgetopway_clearwater_fl?source=qrflyer
Listing courtesy of EXP REALTY LLC Phone: 888-883-8509
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1589 RIDGE TOP WAY, Clearwater, FL, 33765
$675,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $540,000 | $540,000 | $540,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.168% | 5.541% |
| Monthly Tax Payment | $287 | $287 | $287 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,066 | $3,234 | $4,341 |
| Total Monthly Payment | $3,445 | $3,613 | $4,720 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388