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Must-See Home in Spanish Trails West – a vibrant 55+ resident-owned community in Zephyrhills. Enjoy full ownership with no lot rent and a very low monthly HOA of just $142, covering cable TV, high-speed internet, lawn care, and trash removal. This stunning home features an open-concept layout that seamlessly connects the oversized living room, dining area, kitchen, and dinette. Durable laminate flooring flows throughout, with waterproof vinyl plank in the bathrooms and wood-like tile in the kitchen. The split-bedroom design provides privacy and comfort: the master suite boasts a full-wall closet with stylish barn doors and a beautifully updated ensuite with a custom tile shower, while the second bedroom offers a walk-in closet and easy access to a full bath with shower/tub combo. Natural light fills every room through dome lights, and the bright Florida room with large windows and a portable AC unit ensures year-round enjoyment. Outside, the carport has been transformed into a charming front patio with new curtains, accompanied by an adjacent storage shed with new lighting. Lush landscaping, solar-powered lights, fruit trees, shade awnings, and hurricane shutters enhance the property’s charm and security. Thoughtful upgrades include a lifetime rubber roof, brand-new 3. 5-ton AC, double-pane windows, recessed lighting, updated electrical switches and outlets, new water heater, crown molding, and smooth, polished walls. A 1-year home warranty is included for the next homeowner, making this home truly move-in ready. Residents enjoy exceptional community amenities, including a heated pool, lively clubhouse, indoor shuffleboard, tennis and pickleball courts, a fenced dog run, and secure RV, boat, and trailer storage behind a locked gate. This home is very conveniently located, with Walmart and shopping within a 1-mile radius. The photos don’t do it justice—this is a must-see property that perfectly combines comfort, style, and the freedom of true ownership in sunny Florida.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$219,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $175,200 | $175,200 | $175,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.132% | 5.541% |
| Monthly Tax Payment | $79 | $79 | $79 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $995 | $1,049 | $1,408 |
| Total Monthly Payment | $1,148 | $1,202 | $1,561 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.