37513 CAMPO AVENUE, Zephyrhills, FL, 33541 | $219,000

Must-See Home in Spanish Trails West – a vibrant 55+ resident-owned community in Zephyrhills. Enjoy full ownership with no lot rent and a very low monthly HOA of just $142, covering cable TV, high-speed internet, lawn care, and trash removal. This stunning home features an open-concept layout that seamlessly connects the oversized living room, dining area, kitchen, and dinette. Durable laminate flooring flows throughout, with waterproof vinyl plank in the bathrooms and wood-like tile in the kitchen. The split-bedroom design provides privacy and comfort: the master suite boasts a full-wall closet with stylish barn doors and a beautifully updated ensuite with a custom tile shower, while the second bedroom offers a walk-in closet and easy access to a full bath with shower/tub combo. Natural light fills every room through dome lights, and the bright Florida room with large windows and a portable AC unit ensures year-round enjoyment. Outside, the carport has been transformed into a charming front patio with new curtains, accompanied by an adjacent storage shed with new lighting. Lush landscaping, solar-powered lights, fruit trees, shade awnings, and hurricane shutters enhance the property’s charm and security. Thoughtful upgrades include a lifetime rubber roof, brand-new 3. 5-ton AC, double-pane windows, recessed lighting, updated electrical switches and outlets, new water heater, crown molding, and smooth, polished walls. A 1-year home warranty is included for the next homeowner, making this home truly move-in ready. Residents enjoy exceptional community amenities, including a heated pool, lively clubhouse, indoor shuffleboard, tennis and pickleball courts, a fenced dog run, and secure RV, boat, and trailer storage behind a locked gate. This home is very conveniently located, with Walmart and shopping within a 1-mile radius. The photos don’t do it justice—this is a must-see property that perfectly combines comfort, style, and the freedom of true ownership in sunny Florida.

Features

  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Year Built: 2006
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,242
  • Acreage: 0.11
  • Est. Taxes: $942
  • HOA Fee: $142 Monthly
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: O6369841
  • Days on Market: 52 days
  • Website: https://www.raveis.com
    /prop/O6369841/37513campoavenue_zephyrhills_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/22/2026 4:20:56 AM)
Listing courtesy of GLOBAL SAPPHIRE REALTY LLC   Phone: 321-638-7738

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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37513 CAMPO AVENUE, Zephyrhills, FL, 33541

$219,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $175,200 $175,200 $175,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.197% 6.132% 5.541%
Monthly Tax Payment $79 $79 $79
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $995 $1,049 $1,408
Total Monthly Payment $1,148 $1,202 $1,561

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.