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Welcome home to this beautifully appointed, 2023 built, Raised Ranch. This amazing home offers the quintessential open concept main living area with three bedrooms, three full bathrooms and approximately 2, 500 square feet of modern living space. Set on a generous 0. 69-acre lot this home blends the feel of new construction with the warmth of a home well-loved. Some of the many highlights include: Bright, open-concept main level featuring rich hardwood floors that create a warm, cohesive flow through the living, kitchen, and dining areas Large kitchen featuring Granite counters, Center Island, and Stainless Steel appliances Dining room with sliding glass doors that lead directly to a Trex deck, making indoor/outdoor entertaining easy and low maintenance. Warm and cozy Living Room with Gas fireplace Fully carpeted lower level, offering a comfortable space for a family room, playroom, home office, or gym The primary bedroom suite features its own private wing with two walk-in closets and an oversized full bath Modern construction provides newer systems, windows, insulation, and finishes for improved comfort and efficiency Trex deck off the dining room, accessed through sliding glass doors, ideal for grilling, relaxing, or hosting gatherings with minimal upkeep Ample yard space for play, gardening, or future outdoor features like a fire pit or shed Convenient Wolcott setting with access to local schools, parks, lakes, shopping, and commuting routes.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Built-Ins,Ceiling Fan,Hardwood Floor | 10.0 x 11.0 | Main |
| Bedroom 2 | Built-Ins,Ceiling Fan,Hardwood Floor | 10.0 x 11.0 | Main |
| Dining Room | Sliders,Hardwood Floor | 14.0 x 16.0 | Main |
| Great Room | Sliders,Wall/Wall Carpet | 21.0 x 32.0 | Lower |
| Kitchen | Cathedral Ceiling,Granite Counters,Island,Hardwood Floor | 14.0 x 16.0 | Main |
| Living Room | Cathedral Ceiling,Fireplace,Hardwood Floor | 16.0 x 24.0 | Main |
| Primary Bedroom | Built-Ins,Ceiling Fan,Full Bath,Walk-In Closet,Hardwood Floor | 14.0 x 16.0 | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $440,000 | $440,000 | $440,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.178% | 5.541% |
| Monthly Tax Payment | $746 | $746 | $746 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,430 | $2,638 | $3,537 |
| Total Monthly Payment | $3,268 | $3,476 | $4,375 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.