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Out of state buyer's plans changed- terminated due to NO FAULT OF THE SELLER. Nestled in the highly sought-after Gardens at Rose Reserve in Travelers Rest, this stunning open-concept home offers the perfect blend of comfort, craftsmanship, and sensibility. A welcoming rocking chair front porch sets the tone as you step inside to find soaring ceilings, hand scraped wide-plank hardwood floors, upgraded molding with rounded architectural corners and graceful arches throughout. Tons of windows flood the home with natural light, showcasing a serene lush view that truly feels like a mountain resort. The heart of the home features a cozy corner gas fireplace, highlighted by floor-to-ceiling stone, perfect for relaxing evenings. The primary bedroom on the main level is a true sanctuary with a tray ceiling and ensuite bath offering a private water closet, dual-sink vanity, garden tub, separate shower, and huge walk-in closet. The finished basement (with HVAC installed in 2022) expands your living space with a large common area, French doors leading to a flexible room perfect for a home office, and walk-out access to the patio and garden. There is also access to a large unfinished crawl space from the basement. The garage includes a convenient yard door and a 200-square-foot bonus area, ideal for storage, a workshop, or hobby space. Outdoor living shines with full yard irrigation and over 700 square feet of decking, patios, and covered areas, creating ample shade and space for entertaining or quiet enjoyment. Additional peace of mind comes with fresh paint throughout, a new roof (2024), and a new water heater (2024). This exceptional home is not only located in a neighborhood with a recreational path that's only minutes from downtown Travelers Rest and the Swamp Rabbit Trail, it’s also eligible for USDA 100% financing. Seller offering a credit to the buyer at closing which may be used toward interest rate buy down, closing costs or other allowable expenses, per lender guidelines (credit and terms to be negotiated in the purchase agreement). Clear CL100 dated 4/28/26 on file.
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Our Executive Mortgage Banker:
$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $396,000 | $396,000 | $396,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $147 | $147 | $147 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,280 | $2,536 | $3,288 |
| Total Monthly Payment | $2,502 | $2,758 | $3,510 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.