14 Cutler Road, Old Lyme, CT, 06371 | $1,399,000

Seize a rare opportunity to own an exquisite, architecturally designed, and custom-built home within the private beach association of Edge Lea. This year-round enclave offers a lifestyle of tranquility, boasting access to two secluded, soft sandy beaches directly on Long Island Sound, complemented by an Association tennis court. The residence has been recently updated, featuring a new gourmet Chef's kitchen. This culinary dream space is equipped with top-of-the-line stainless steel appliances, including two dishwashers, and anchored by a fabulous island offering extensive workspace. Indulge in the stunning first-floor Primary suite-a sumptuous retreat with captivating water views. The newly designed marble bath is a masterpiece, incorporating a dramatic soaking tub, a separate glass-enclosed shower, a vaulted ceiling, and a skylight. The open-concept floor plan is ideal for both elegant entertaining and relaxed daily living. It features a sunken living room with a striking double-sided fireplace, which seamlessly connects and is shared with the formal dining room. The versatile lower level serves as a generous Great Room, complete with a convenient kitchenette and half bath. Outdoor living is elevated by tiered mahogany decking, offering the perfect setting for entertaining or simply relaxing while enjoying lovely water views, all just a quick walk from your private beaches. Carefully maintained and move-in ready, the home includes a Viessmann boiler, a newly constructed mud room, and a two-bay garage. This is more than a residence; it's a welcoming haven that offers the best of fun, summer beach living with all of Edge Lea's amenities, alongside year-round comfort and enjoyment. Prepare to start a lifetime of treasured memories Property belongs to the Edge Lea Association and the Orchard Association

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full / 2 half
  • Laundry: Lower Level
  • Style: Colonial
  • Year Built: 1998
  • Garage: 2-car Attached Garage,Driveway
  • Heating: Hot Water
  • Cooling: Ceiling Fans,Split System
  • Basement: Full,Partially Finished,Full With Hatchway
  • Above Grade Approx. Sq. Feet: 2,722
  • Below Grade Approx. Sq. Feet: 862
  • Acreage: 1.9
  • Est. Taxes: $12,194
  • HOA Fee: $1,150 Annually
  • Lot Desc: Lightly Wooded,Water View
  • Elem. School: Mile Creek
  • Middle School: Center
  • High School: Lyme-Old Lyme
  • Appliances: Electric Range,Wall Oven,Microwave,Range Hood,Refrigerator,Dishwasher,Disposal,Washer,Dryer
  • MLS#: 24144735
  • Website: https://www.raveis.com
    /eprop/24144735/14cutlerroad_oldlyme_ct?source=qrflyer
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Listing courtesy of William Pitt Sotheby's Int'l   Phone: (860) 767-7488

Room Information

Type DescriptionDimensionsLevel
Bedroom 1 Walk-In Closet,Hardwood Floor11.9 x 15.2Upper
Bedroom 2 Walk-In Closet,Hardwood Floor11.1 x 15.2Upper
Den Built-Ins,Ceiling Fan,Gas Log Fireplace,Hardwood Floor13.7 x 14.2Main
Dining Room 9 ft+ Ceilings,Fireplace,French Doors,Hardwood Floor14.1 x 16.0Main
Eat-In Kitchen 9 ft+ Ceilings,Built-Ins,Granite Counters,Island,Pantry,Tile Floor13.7 x 20.6Main
Family Room Built-Ins,Entertainment Center,Half Bath,Laminate Floor20.0 x 24.0Lower
Living Room Cathedral Ceiling,Fireplace,French Doors,Sunken,Hardwood Floor14.1 x 20.4Main
Office 7.5 x 7.1Upper
Primary BR Suite Palladian Window(s),Bedroom Suite,Full Bath,Sliders,Walk-In Closet,Tile Floor14.9 x 17.3Main

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeInsurance Sales Director, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

14 Cutler Road, Old Lyme, CT, 06371

$1,399,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,119,200 $1,119,200 $1,119,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.125% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.117% 6.235% 6.058%
Monthly Tax Payment $1,016 $1,016 $1,016
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,267 $6,800 $9,369
Total Monthly Payment $7,408 $7,941 $10,510

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.