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4000 BAL HARBOR BOULEVARD, #423, Punta Gorda, FL, 33950 | $269,000
Welcome to effortless waterfront living at 4000 Bal Harbor Blvd, Unit 423 — a beautifully appointed 2-bedroom, 2-bath residence located within the highly desirable Spinnaker Point condominium community in Punta Gorda. Perfectly positioned on the Bal Harbor Waterway, this light-filled condo captures the essence of the Florida lifestyle with serene sailboat-water views, coastal breezes, and a setting designed for both relaxation and recreation.
Inside, the home offers an open, airy layout flooded with natural light, creating a bright and welcoming atmosphere throughout. The living and dining spaces flow seamlessly, making everyday living and entertaining feel effortless, while new vinyl sliders and screens frame stunning water views and invite the outdoors in. New hurricane-rated windows along the back of the home provide added peace of mind without compromising the scenic waterfront backdrop.
The kitchen is complemented by newer appliances, offering modern convenience and functionality, while a new washer and dryer add to the home’s move-in-ready appeal. Both bedrooms are generously sized, featuring new luxury vinyl flooring, with the primary suite offering tranquil water views and a private ensuite bath — a peaceful retreat at the end of the day.
Only 10 minutes to Charlotte Harbor, Spinnaker Point is known for its resort-style amenities and beautifully maintained grounds. Residents enjoy access to a first-come, first-serve dock system that spans the entire complex, providing direct sailboat-access water with no bridges — a dream for boating enthusiasts. Whether you love cruising the harbor, fishing, or simply watching boats drift by, this community delivers true waterfront living.
Additional amenities include a waterfront pool, tennis and pickleball courts, clubhouse, and inviting common areas designed for socializing and enjoying the coastal setting. Located in one of Punta Gorda’s most desirable areas, you are just minutes from charming downtown shops, dining, waterfront parks, Fishermen’s Village, and all the lifestyle conveniences this vibrant harbor town offers.
Features
- Heating: Central, Electric
- Cooling: Central Air
- Levels: 2
- Amenities: Pool
- Rooms: 8
- Bedrooms: 2
- Baths: 2 full
- Laundry: Inside, Laundry Room
- Complex: SPINNAKER POINT PH 04 BLDG 04
- Year Built: 1989
- Common Charge: $563 Monthly
- Approx Sq. Feet: 1,110
- Est. Taxes: $4,476
- View: Water
- Elem. School: Sallie Jones Elementary
- Middle School: Punta Gorda Middle
- High School: Charlotte High
- Pet Policy: Yes
- Appliances: Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer
- MLS#: C7519359
- Days on Market: 28 days
- Website: https://www.raveis.com
/prop/C7519359/4000balharborboulevard_puntagorda_fl?source=qrflyer
Listing courtesy of GRANT TEAM REAL ESTATE, LLC Phone: 941-205-8481
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
4000 BAL HARBOR BOULEVARD, #423, Punta Gorda, FL, 33950
$269,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $215,200 | $215,200 | $215,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.168% | 5.541% |
| Monthly Tax Payment | $373 | $373 | $373 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,222 | $1,289 | $1,730 |
| Total Monthly Payment | $1,670 | $1,737 | $2,178 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388