2649 FERMOY DRIVE, Ormond Beach, FL, 32174 | $399,530

Under Construction. Uncover the pinnacle of golfing luxury and coastal lifestyle at Waterstone at Halifax Plantation. This new construction community in Ormond Beach, FL offers single-family homes crafted by Pulte Homes, boasting a variety of exquisite designs. Personalize your new home to reflect your unique style and needs. Located 1 mile off of I-95 and minutes from pristine beaches, embark on a journey where luxury meets tranquility.
Welcome to your dream home – the Highgate by Pulte. This stunning new construction features 4 spacious bedrooms, 2 luxurious bathrooms, and a 2-car garage. With its open-concept design, the kitchen, café, and gathering room seamlessly flow together, leading to a serene covered lanai, perfect for entertaining or relaxing. The chef-inspired kitchen is equipped with Whirlpool stainless steel appliances – including a refrigerator, a convenient walk-in pantry, and a large center island ideal for meal prep and socializing. It’s complemented by elegant Dana Frost cabinetry, Lagoon quartz countertops, and a charming decorative tile backsplash, with a stainless-steel single bowl sink, upgraded faucet, and pendant lighting pre-wiring for added luxury. The private Owner’s Suite includes a large walk-in closet and a spa-like en suite bathroom featuring dual sinks set on a quartz-topped vanity, a private water closet, and a spacious frameless glass-enclosed shower. Three additional bedrooms, a second bathroom, and a well-appointed laundry room are thoughtfully positioned at the front of the home, ensuring ample privacy and space for the whole family. Every detail of this home has been carefully curated, from the Shaw wood-look luxury vinyl plank flooring in the Kitchen, gathering room, and cafe to the ceramic tile in the bathrooms and laundry to the plush, stain-resistant Shaw carpet in the bedrooms. Designer-curated finishes elevate every corner of this home, including chrome hardware and plumbing fixtures, 2” faux wood blinds, brand new Whirlpool washer and dryer, 8’ interior doors, and Sherwin Williams First Star Interior Wall Paint throughout. Enjoy the convenience of modern living with a smart thermostat, video doorbell, and LED down lightings. With its stunning design and thoughtful touches, the Highgate home provides the perfect blend of luxury and functionality for today’s lifestyle.

Features

  • Amenities: Fence Restrictions
  • Rooms: 11
  • Bedrooms: 4
  • Baths: 2 full
  • Lot Size: 50 x 125
  • Laundry: Inside, Laundry Room
  • Style: Coastal
  • Year Built: 2026
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,850
  • Acreage: 0.14
  • Lot Size: 50 x 125
  • Est. Taxes: $628
  • HOA Fee: $101 Monthly
  • Lot Desc: Cleared, Landscaped, Sidewalk
  • Elem. School: Pine Trail Elem
  • Middle School: Ormond Beach Middle
  • High School: Seabreeze High School
  • Pet Policy: Number Limit
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range Hood, Refrigerator, Washer
  • MLS#: O6369846
  • Days on Market: 0 day
  • Website: https://www.raveis.com
    /prop/O6369846/2649fermoydrive_ormondbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/29/2025 11:33:25 PM)
Listing courtesy of PULTE REALTY OF NORTH FLORIDA LLC   Phone: 407-250-9131

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2649 FERMOY DRIVE, Ormond Beach, FL, 32174

$399,530

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,624 $319,624 $319,624
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 6.125% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.280% 5.648%
Monthly Tax Payment $52 $52 $52
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,815 $1,942 $2,590
Total Monthly Payment $1,942 $2,069 $2,717

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.