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Under contract-accepting backup offers. Welcome to this rare find in the heart of Oldsmar that is beautifully renovated and offers no rear neighbors, just serene views. Featuring 3 bedrooms, 2 full bathrooms and a 2 car garage, this home is updated from top to bottom and ready for its new owners. Step inside to the open living and dining rooms where you’ll find fresh interior paint and brand new waterproof vinyl flooring. The heart of the home is the gorgeous kitchen boasting white shaker style cabinets, quartzite countertops, new stainless steel appliances, and a generous pantry. The primary bedroom offers an en suite bathroom that has been fully remodeled and a walk-in closet. Step onto the back patio to discover the serenity of a spacious yard and no rear neighbors, just the wooded tranquility of Harbor Palms Nature Park. The park offers a kayak launch into the bay, and connects to Sheffield Park, where you’ll find playground, disc golf, pavilion, and tennis courts. In addition the Oldsmar trail is only a tenth of a mile from your front door, just three houses down. All major items on the home are new and ready for you to move right in! New roof going on before closing (2026), new HVAC (2024), all new appliances (2025), new electrical panel (2025), new front and back doors (2025). For those seeking the perfect blend of lifestyle, convenience, and privacy, you have found a true gem!
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Our Executive Mortgage Banker:
Our Insurance Division:
$338,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $271,120 | $271,120 | $271,120 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.168% | 5.541% |
| Monthly Tax Payment | $11 | $11 | $11 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,539 | $1,624 | $2,179 |
| Total Monthly Payment | $1,625 | $1,710 | $2,265 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.