15 OCEAN CREST WAY, #1314, Palm Coast, FL, 32137 | $524,000

Short Sale. The Hammock Beach Villa: A Luxurious Coastal Retreat! This ASSUMABLE VA Loan Villa is Move-In-Ready, FULLY FURNISHED Villa features - 3 Bedrooms, 2 Bathrooms and 1, 264 sqft. Within the renowned Hammock Beach Resort and Gated Community, this stunning Villa offers the perfect blend of luxurious living, natural beauty and an opportunity to experience a blissful beachside lifestyle. This Villa boasts generously sized bedrooms, each meticulously designed to provide comfort and tranquility. The Master Suite is a haven of relaxation, complete with an en-suite bathroom in a spa-like ambiance with Glassed-Enclosed Shower and Jetted Tub. The remaining Two Bedrooms give ample space and are ideal for accommodating family members or guests. The Second Bathroom, finished with high-quality fixtures, ensures convenience and style. With a well-appointed kitchen that effortlessly blends functionality and aesthetics, this Villa features a bar-height counter for added seating as well as a full dinning area. Including granite countertops, stainless steel appliances and quality storage. The thoughtfully designed layout maximizes the use of space, providing an open feel throughout. The FULLY FURNISHED decorated interior features coastal hues, beach theme, crown molding and custom board & batten. An interior laundry with full size Washer & Dryer add to the benefits of this unit. One of the most remarkable features of this Villa is its unbeatable proximity to the Beach and Jack Nicklaus - Ocean Golf Course. Just a short stroll away, you can feel the sand between your toes whether on the beach or the golf course bunkers. Spend your days golfing, sunbathing, swimming, or indulge in a leisurely walk along the shoreline. The Hammock Beach community itself offers an array of member amenities, ensuring a lifestyle of convenience and luxury. Take advantage of the private resort swimming pools, fitness center, and tennis courts, providing opportunities for recreation and relaxation. Immerse yourself in the spa and wellness center, where you can unwind with rejuvenating treatments and therapies. Fine dining options, boutique shops, and vibrant entertainment venues are also within easy reach, adding to the allure of this remarkable private destination. This Villa can be rented SHORT-TERM which allows the owner to decide how to use it; Primary Residence, Vacation Retreat, Income Generating Investment. . . your choice!! Memberships are available to the Hammock Beach Resort and Golf Club.

Features

  • Elevator: Y
  • Heating: Electric
  • Cooling: Central Air
  • Levels: 4
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Laundry Closet, Washer Hookup
  • Complex: VILLAS HAMMOCK BEACH PH 05
  • Year Built: 2005
  • Common Charge: $896 Monthly
  • Approx Sq. Feet: 1,264
  • Est. Taxes: $5,555
  • View: Golf Course, Trees/Woods
  • Pet Policy: Breed Restrictions, Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: FC314912
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/FC314912/15oceancrestway_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/29/2026 7:47:07 PM)
Listing courtesy of KOKOMO REALTY LLC   Phone: 386-490-4977

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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15 OCEAN CREST WAY, #1314, Palm Coast, FL, 32137

$524,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $419,200 $419,200 $419,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.209% 6.168% 5.541%
Monthly Tax Payment $463 $463 $463
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,380 $2,511 $3,370
Total Monthly Payment $2,935 $3,066 $3,925

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.