Welcome to 16 East Hill Drive, a beautifully maintained turn-key ranch, set on a prime corner lot in one of Smithtown’s most sought-after neighborhoods. This light-filled home offers effortless single-level living and an expansive fenced in backyard with an in-ground pool, designed for year-round enjoyment. Step inside to a warm and inviting open concept living room anchored by a decorative fireplace and highlighted by rich hardwood floors, recessed lighting, crown molding, and oversized windows that frame the tree-lined street. The adjoining formal dining room easily accommodates large gatherings, with seating for up to 10, and flows seamlessly into the kitchen and Great Room. The windowed eat-in kitchen offers abundant cabinet storage, stainless steel appliances and a charming breakfast nook with large picture windows overlooking the changing seasons outside. The king-size primary bedroom suite is truly impressive and is bright and oversized with two floor-to-ceiling windows, generous closet space, and an en-suite primary bathroom, complete with a large walk-in shower, with built-in seating. Also on the main level are two queen-sized bedrooms, each with two windows and large closets, and a second three piece, windowed bathroom with soaking tub. On the lower level you'll find a fully finished open-concept recreation space, currently configured as a windowed second Great Room with a home gym. Additionally there is a windowed home office area and a bonus kitchenette, with a window and built-in sink. Enjoy a fully fenced, beautifully manicured backyard featuring a spacious paver patio ideal for outdoor dining, lounging, and entertaining beneath the stylish pergola. The open lawn and mature, sprinkler-fed landscaping create a serene and private setting on this oversized lot. A garden shed, dedicated grill area, and gated separation from the driveway add convenience and enhanced safety for pets and play. his home is complete with solar panels, offering exceptionally low monthly carrying costs that cover all of your electric needs, including the pool and central air conditioning.
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Our Executive Mortgage Banker:
Our Insurance Division:
$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $599,200 | $599,200 | $599,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.292% | 5.609% |
| Monthly Tax Payment | $1,021 | $1,021 | $1,021 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,402 | $3,641 | $4,856 |
| Total Monthly Payment | $4,515 | $4,754 | $5,969 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.