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One or more photo(s) has been virtually staged. Set at the end of a quiet cul-de-sac in Brandon, this ranch-style home sits on just over half an acre (. 61) with no HOA or CDD, offering a level of space and privacy that’s becoming increasingly rare. The street is calm, the lot is generous, and the setting feels removed—yet everyday conveniences remain close at hand.
A welcoming front porch leads inside to a fully open living area where the living room, dining space, family area, and kitchen all share one connected footprint. There are no formal separations here—just one large, flexible space that adapts easily to daily life, gatherings, or quiet evenings at home.
At the back of the living area, a brick fireplace anchors the space and sits near access to the screened-in porch, creating an easy flow from indoors to outdoors. Just beyond, the screened porch opens to a large rear patio, extending the living space and making the backyard feel like a natural part of the home.
The kitchen remains open to the living areas and includes a gas stove, keeping cooking and conversation connected. The layout favors function and flexibility, allowing you to arrange the space in a way that fits how you actually live.
Outside, the oversized backyard offers room to spread out—whether that means entertaining, gardening, or simply enjoying the quiet—and includes a storage shed for added convenience. The size of the lot, combined with the lack of HOA restrictions, opens the door to a variety of possibilities, including space for a pool, workshop, or RV and boat parking, subject to local zoning and permitting. The two-car garage adds flexibility with a half bathroom, ideal for projects, guests, or keeping outdoor messes separate from the main house.
A commercial-grade steel roof, approximately nine years old with clip style hurricane straps, adds long-term durability and peace of mind. The home is equipped with a three-year-old HVAC system and an eight-year-old gas water heater. The property also features an irrigation well and pump, allowing you to keep the yard green without running up the water bill, while still enjoying the benefits of softer city water inside the home.
Located in a well-established neighborhood with larger lots and mature landscaping, the home offers easy access to Tampa via the Selmon Expressway, along with convenient proximity to Tampa International Airport and the Gulf Coast beaches.
With its large lot, cul-de-sac setting, open interior, and no-HOA freedom, this is a home that offers space, calm, and flexibility—an easy place to settle in and make your own.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $348,000 | $348,000 | $348,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.137% | 6.132% | 5.396% |
| Monthly Tax Payment | $559 | $559 | $559 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,949 | $2,084 | $2,775 |
| Total Monthly Payment | $2,583 | $2,718 | $3,409 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.