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Start the new year in an impressive two-story, four-bedroom, two-and-a-half-bath home that truly stands out. This former model home showcases beautiful upgrades and designer details throughout and has never been occupied. From the moment you arrive, you’ll appreciate the exceptional curb appeal, featuring a paver driveway that leads to a three-car garage and welcoming covered entry. Step inside to an open floor plan that impresses at every turn. Prepare your favorite meals in the kitchen complete with stainless steel appliances, pantry, and breakfast bar accented by elegant pendant lighting. The kitchen flows seamlessly into the living and dining areas, making hosting effortless. A dedicated den/office provides the perfect private space for working from home or quiet study. Upstairs, a generously sized loft offers endless possibilities as a media room, game room, or additional gathering space. The primary suite serves as a relaxing retreat, featuring a seating area perfect for unwinding. The ensuite bathroom includes a large walk-in closet, dual sinks, and shower. Three additional well-sized bedrooms and a full bathroom complete the second floor. Enjoy Florida living outdoors on your own covered lanai. Located in the Ridgewood community, residents have access to a sparkling community pool and playground. Outdoor enthusiasts will love being directly across from Lake Louisa State Park, offering abundant recreational opportunities. Conveniently close to shopping, dining, and major roadways, this exceptional home truly has it all and is ready for you to make it your own.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$589,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $471,920 | $471,920 | $471,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.156% | 5.522% |
| Monthly Tax Payment | $626 | $626 | $626 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,680 | $2,826 | $3,794 |
| Total Monthly Payment | $3,398 | $3,544 | $4,512 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.