|
|
Spacious three-bedroom, three-bath ranch-style home offering comfortable one-level living with the added addition of a walk-outbasement. The open, functional floor plan provides flexibility for both everyday living and entertaining. Upon entry, you’ll find a combinedliving and dining area with a fireplace, creating a warm and inviting space. Just a few steps down is a large rec room, ideal for hostingfamily gatherings or creating a dedicated entertainment area. A generously sized guest room was previously two separate bedrooms andcould easily be converted back to add additional bedroom space if desired. The primary suite features a private full bath with a walk-inshower. The walk-out basement adds valuable extra living space and offers excellent potential for an in-law suite, guest quarters, or multi-generational living. It includes a large living area with a kitchenette, a guest bedroom, a full bath, and ample storage. Major updatesinclude a new roof in 2019, gutters replaced in 2020, and the main water line replaced in 2021. The home has solid bones and is readyfor cosmetic updates, making it a great opportunity for a fixer-upper or value-add renovation project.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$244,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $195,920 | $195,920 | $195,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.132% | 5.415% |
| Monthly Tax Payment | $70 | $70 | $70 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,112 | $1,173 | $1,562 |
| Total Monthly Payment | $1,257 | $1,318 | $1,707 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.