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Under contract-accepting backup offers. Discover your FOREVER home in Spruce Creek South!!!This MOVE IN READY 3/2 DOGWOOD model with an expanded Lanai has GLASS WINDOWS and is under HVAC. A Welcoming FRONT PATIO sets the tone for a warm feeling throughout this lovely home. The KITCHEN has plenty of WHT CABINETS with Pull Out Drawers, Newer Appliances, Stylish Countertops, Updated light and Tile Floor! In the Main Living areas you will find WOOD LOOK LAMINATE, An ANGLED CEILING with a SKYLIGHT providing NATURAL LIGHT , CEILING FANS and LIGHTING. THERE ARE NO CARPETS IN THIS HOME!!!!Throughout the home there are Ceiling fans for COMFORT. One of the Guest Bedrooms has BOOK SHELVES conveniently BUILT IN.
OFF the lanai there is an additional PORCH with GLASS WINDOWS to enjoy Entertaining/relaxing. The BACK YARD is FENCED in as well. Other features include: WHOLE HOUSE GENERATOR (Underground propane tank ) 2018, HVAC 2017, HT WHT HEATER 2013, ROOF 2009. The Garage has a Washer & Dryer, Sink, Storage Shelving and a Screen Door. Don't miss this opportunity to live in a Wonderful 55+ community with easy access by GOLF CART to Shopping, Golf and Entertainment. Call today for your appt!!!!!!!!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$245,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $196,000 | $196,000 | $196,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.178% | 5.541% |
| Monthly Tax Payment | $173 | $173 | $173 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,113 | $1,175 | $1,576 |
| Total Monthly Payment | $1,361 | $1,423 | $1,824 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.