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An incredible opportunity to own a magnificent newer-built Colonial tucked away on a quiet cul-de-sac in the highly desirable Smithtown School District, offering the perfect blend of luxury, scale, and lifestyle, highlighted by two brand new Central AC units, a brand new gas boiler and connected to public sewer for total peace of mind; this home commands attention from the moment you arrive with an expanded blacktop driveway framed by Belgium block, additional side parking ideal for a boat or RV, professionally manicured and landscaped grounds, white PVC fencing, stone accents, partial front facade, pristine vinyl siding, and a stunning covered front porch finished with Trex decking, all set on an oversized corner lot that opens to a true resort-style backyard featuring an inground swimming pool with a brand new liner installed in August, an expansive deck built for entertaining, and a rollout awning perfect for summer gatherings. As you enter the grand two-story entry you’re immediately welcomed by a bright, open layout where the entire home has been freshly painted, hardwood floors have been beautifully refinished, recessed lighting and custom moldings elevate every space, and the show-stopping chef’s kitchen anchors the home with white cabinetry accented by gold hardware, black tile backsplash, granite countertops, stainless steel appliances, gas cooking, an LG smart refrigerator with water and ice, an oversized center island crowned by a gold glass chandelier, and a French slider that flows effortlessly to the backyard and into the dramatic den and great room showcasing soaring vaulted ceilings, a wood-burning fireplace with custom tile and white wood mantle, and walls of windows that flood the space with natural light; the first floor is completed by a formal living room with crown molding and recessed lighting, a spacious dining room designed for gatherings, a striking powder room with white vanity, quartz countertop, and smart mirror, plus a functional mudroom with LG front-loading washer and dryer and its own entrance; upstairs, an elegant open catwalk overlooks the den and great room below, creating architectural drama and visual connection, while the enormous primary suite stands on its own with vaulted ceilings, floor-to-ceiling windows, recessed lighting, beautiful hardwood floors, two oversized walk-in closets, and a spa-like primary bath featuring vaulted ceilings, soaking tub, glass shower, brand new double white vanity, smart mirrors, and new flooring, complemented by additional generously sized bedrooms with ceiling fans and abundant closet space and a fully renovated hallway bath offering spa lighting, a tub with glass shower enclosure, new blue vanity, quartz countertop, and smart mirror; the finished basement completes the home with high ceilings, recessed lighting, a freshly painted bar with wood countertops, a modern spa-style half bath with floor-to-ceiling tile, and extensive storage throughout, making this a rare luxury offering that delivers space, design, and lifestyle at every turn.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,095,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $876,000 | $876,000 | $876,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 4.875% | 5.750% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.001% | 5.858% | 5.681% |
| Monthly Tax Payment | $1,732 | $1,732 | $1,732 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $4,636 | $5,112 | $7,158 |
| Total Monthly Payment | $6,493 | $6,969 | $9,015 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.