|
Welcome to this beautifully maintained 2020 concrete block home located in the sought-after, gated 55+ community of JB Ranch. Offering excellent curb appeal with a classic stucco and stone exterior, this home combines modern construction with comfortable, low-maintenance living. Inside, you’ll find a bright and open split floor plan designed for both everyday living and entertaining. The spacious kitchen features high end LG stainless steel appliances, a pantry, and a large granite island with seating—perfect for casual meals—along with a separate eat-in area and a formal dining space for hosting guests. The oversized primary suite is a true retreat, complete with an en suite bathroom featuring a walk-in shower, soaking tub, and dual-sink granite vanity. Two additional bedrooms are generously sized and include ceiling fans and built-in closets, offering flexibility for guests, hobbies, or a home office. Additional highlights include an indoor laundry room for convenience, a covered patio ideal for relaxing outdoors, and a fully fenced yard—perfect for your furry companions. JB Ranch offers amenities including a resort style pool, fitness room, and pickleball court. The HOA includes gated entry, access to all amenities, lawn maintenance and trash pick up. Don’t miss the opportunity to enjoy comfort, community, and convenience all in one exceptional home. SELLER IS OFFERING A ONE-YEAR HOME WARRANTY for added buyer protection!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$302,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $241,600 | $241,600 | $241,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.292% | 5.609% |
| Monthly Tax Payment | $231 | $231 | $231 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,372 | $1,468 | $1,958 |
| Total Monthly Payment | $1,678 | $1,774 | $2,264 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.