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This LOVINGLY MAINTAINED, MID-CENTURY 2BD/1BA Concrete Block Home transports you back to a time when living was easy. . . where robins egg blue tile with burgundy trim lined the bathroom walls and terrazzo floors were throughout. An updated kitchen with eat in breakfast area and retro look fridge keeps the theme flowing. Sunlight streaming thru the windows of the living room and large primary bedroom keep the interior light and bright. A separate utility room with A/C houses the washer and dryer and provides additional storage space, workshop or office area. A lovely outdoor patio leads to the backyard where the powder puff tree blooms year round and Florida foliage provides a serene setting. Detached storage shed is convenient for outdoor tools and has electricity and lighting for workshop needs. Located near the charming town of New Smyrna Beach and in the area of Edgewater between US 1 and the Intracoastal Waterway. Just steps to the idyllic Indian River, public boat ramps, and parks. Enjoy a stroll, walk the dog or bike along the sidewalk as it meanders by the nearby riverfront. Downtown New Smyrna Beach and pristine white beaches are only minutes away. High and dry, extra deep lot. Sprinkler system w/irrigation well. New roof in 2024. City water and sewer.
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Our Executive Mortgage Banker:
Our Insurance Division:
$219,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $175,920 | $175,920 | $175,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.156% | 5.415% |
| Monthly Tax Payment | $45 | $45 | $45 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,013 | $1,054 | $1,403 |
| Total Monthly Payment | $1,133 | $1,174 | $1,523 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.