23 N RIVERWALK, Palm Coast, FL, 32137 | $1,199,000

You have found true luxury at last. As you arrive via the long, pavered driveway, you are immediately greeted by a coveted tile roof, a striking modern French-door entry, & a beautifully manicured lawn that sets the tone for what lies beyond. Built in 2023 by the renowned Gold Coast Builders, this stunning, nearly brand-new custom residence seamlessly blends refined craftsmanship, modern elegance, and tranquil preserve views within one of Palm Coast’s most prestigious gated communities.
Offering 3, 068 heated square feet of living space, this home features 3 bedrooms & 3. 5 bathrooms, with all bedrooms conveniently located on the first floor—each complete with its own en suite bathroom, providing exceptional comfort & privacy for family & guests alike. Also on the main level is a dedicated office. A calming color palette flows throughout the home, complemented by elegant coffered ceilings & a selection of sophisticated finishes, from statement light fixtures to the striking stone fireplace anchoring the living area.
The kitchen is beautiful & highly functional, showcasing quartz countertops, real wood cabinetry, a walk-in pantry, built-in double ovens—one with full air-frying capabilities—a glass cooktop, & a stylish vent hood, making it perfectly suited for everyday living & entertaining.
The primary suite is a true retreat, with dual walk-in closets with custom built-ins & a luxurious en suite bath complete with dual vanities & a fully tiled shower with rainfall shower head. Direct access from the primary suite to the pool enhances seamless indoor-outdoor living. The second bedroom also offers convenient hallway access to the pool, making it ideal for guests or multigenerational living.
Upstairs, a loft landing leads to a half bathroom & a spacious media/movie theater room—perfect for entertaining! An open-air balcony overlooks the pool & wooded preserve, providing an inviting space for morning coffee or peaceful evenings surrounded by nature.
Outdoor living here is nothing short of exceptional. Designed to be enjoyed year-round, the heated saltwater pool with waterfall spa is smart-controlled by your phone and surrounded by an expansive pavered pool deck. The space is complete with a full outdoor kitchen & fire table, all overlooking a serene wooded preserve that offers remarkable privacy—ideal for entertaining, evening cookouts, or simply unwinding poolside as the sun sets & the sky glows pink and gold.
This masterpiece is built with solid concrete block construction & includes a 3-zone HVAC system, along with a full hookup for a whole-house automatic generator, delivering durability, comfort & peace of mind
Set within Palm Coast Plantation—originally spanning over 4, 000 acres of protected wildlife preserve—residents enjoy a 24-hour guarded gate, sidewalks, streetlights, and an impressive array of resort-style amenities. These include a lakefront fitness center, clubhouse, game room, Olympic-size swimming pool, hot tub, kiddie pool, tennis, pickleball, basketball, & shuffleboard courts, playground, scenic trails, a private boat ramp into Emerald Lake, & a dock extending over the Intracoastal Waterway.
Perfectly located just 4 miles from the beach & zoned for top-rated schools, this home offers a rare balance of coastal convenience & serene, nature-forward luxury.
23 N Riverwalk Drive is more than a home—it is a carefully curated lifestyle where modern elegance, thoughtful design, & natural beauty come together seamlessly.

Features

  • Amenities: Clubhouse, Fence Restrictions, Fitness Center, Gated, Lobby Key Required, Maintenance, Park, Pickleball Court(s), Playground, Pool, Recreation Facilities, Security, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Trail(s)
  • Rooms: 26
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Laundry: Laundry Room, Electric Dryer Hookup, Inside, Washer Hookup
  • Style: Colonial, Custom
  • Year Built: 2023
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central, Electric, Heat Pump, Zoned
  • Cooling: Central Air, Zoned
  • Approx Sq. Feet: 3,068
  • Acreage: 0.24
  • Est. Taxes: $9,385
  • HOA Fee: $718 Quarterly
  • Lot Desc: Conservation Area, Flood Insurance Required, In County, Landscaped, Private, Sidewalk, Unincorporated
  • View: Pool, Trees/Woods
  • Elem. School: Old Kings Elementary
  • Middle School: Indian Trails Middle-FC
  • High School: Matanzas High
  • Pool: Heated, In Ground, Lighting, Salt Water, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Bar Fridge, Freezer, Ice Maker, Microwave, Range Hood, Built-In Oven, Refrigerator, Washer, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan
  • MLS#: FC314903
  • Days on Market: 118 days
  • Website: https://www.raveis.com
    /eprop/FC314903/23nriverwalk_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 4/26/2026 10:32:11 PM)
Listing courtesy of FLORIDA HOMES REALTY & MORTGAGE   Phone: 904-996-9115

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

23 N RIVERWALK, Palm Coast, FL, 32137

$1,199,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $959,200 $959,200 $959,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.750% 6.000% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.263% 6.145% 6.117%
Monthly Tax Payment $782 $782 $782
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,598 $5,751 $8,030
Total Monthly Payment $6,505 $6,658 $8,937

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.