59 Addison Street, Waterbury (Town Plot), CT, 06708 | $304,900

Buyer cannot get financing - lucky for you! Welcome home to this inviting Cape Cod in the beloved Town Plot neighborhood-a place where space, warmth, and timeless character come together effortlessly. At the center of the home is a generously sized kitchen, thoughtfully remodeled and fully equipped, opening to a large dining room that flows naturally into a sun-filled living room-perfect for entertaining or relaxed daily living. The main level offers two comfortable bedrooms and a full bath, ideal for flexible living arrangements. Upstairs, you'll find two additional bedrooms with gleaming hardwood floors and another full bath, creating a private retreat for family or guests. Downstairs, the possibilities continue with a semi-finished lower level featuring a former second kitchen area, game room, half bath, abundant storage, and direct access to the garage-perfect for hobbies, extended living, or future customization. Set within easy walking distance to popular restaurants, schools, and local shops, this home delivers the best of neighborhood living with unmatched convenience. This special property is ready for its next chapter. A rare opportunity to own a home with heart, history, and endless potential.

Features

  • Town: Waterbury
  • Rooms: 6
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Lower Level
  • Style: Cape Cod
  • Year Built: 1941
  • Garage: 1-car Under House Garage,Off Street Parking
  • Heating: Hot Water
  • Cooling: None
  • Basement: Full,Partially Finished
  • Above Grade Approx. Sq. Feet: 1,647
  • Acreage: 0.17
  • Est. Taxes: $6,174
  • Lot Desc: Level Lot
  • Elem. School: B. W. Tinker
  • High School: John F. Kennedy
  • Appliances: Oven/Range,Microwave,Refrigerator,Dishwasher,Washer,Dryer
  • MLS#: 24146250
  • Website: https://www.raveis.com
    /prop/24146250/59addisonstreet_waterbury_ct?source=qrflyer
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Listing courtesy of Coldwell Banker Realty 2000   Phone: (203) 706-1222

Room Information

Type DescriptionDimensionsLevel
Bedroom 1 Wall/Wall Carpet,Hardwood Floor12.0 x 10.0Main
Bedroom 2 Wall/Wall Carpet13.0 x 12.0Upper
Bedroom 3 Wall/Wall Carpet13.0 x 12.0Upper
Dining Room Laminate Floor14.0 x 15.0Main
Kitchen Vinyl Floor11.0 x 11.0Main
Living Room Wall/Wall Carpet,Hardwood Floor13.0 x 19.0Main
Primary Bedroom Wall/Wall Carpet,Hardwood Floor13.0 x 13.0Main

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeInsurance Sales Director, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

59 Addison Street, Waterbury (Town Plot), CT, 06708

$304,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $243,920 $243,920 $243,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.197% 6.132% 5.541%
Monthly Tax Payment $515 $515 $515
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,385 $1,461 $1,961
Total Monthly Payment $1,974 $2,050 $2,550

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.