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Affordable home in a great location!
This quaint and charming property offers 4 bedrooms and 1. 5 baths, with the potential to convert the 4th bedroom into two separate rooms or turn the half bath into a full bath. You’ll appreciate the abundance of storage closets and the mostly wood flooring throughout. The kitchen includes all appliances, and there are several newer updates, including some windows, HVAC, and roof (since 2017). Enjoy the large screened front porch with handicap-access ramp, plus a fully fenced backyard and side covered porch, perfect for relaxing or entertaining. All of this sits on an oversized lot, conveniently located near shopping, restaurants, and schools. Location highlights: Just minutes from The Villages, offering endless shopping and dining options. Less than an hour to Ocala and the Clermont area. About 35 minutes to historic downtown Mount Dora, and just 10 minutes to vibrant downtown Mount Dora with great dining, shopping, and entertainment. Outdoor & lifestyle perks: Only minutes to public boat ramps with access to the Chain of Lakes, known for world-class bass fishing. Enjoy boating, kayaking, and a variety of water sports, plus many restaurants tucked along the waterways. There is so much to explore and enjoy on our beautiful local lakes!. Call today to check out this fantastic deal!
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Our Executive Mortgage Banker:
Our Insurance Division:
$238,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $190,400 | $190,400 | $190,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.132% | 5.541% |
| Monthly Tax Payment | $266 | $266 | $266 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,081 | $1,140 | $1,531 |
| Total Monthly Payment | $1,422 | $1,481 | $1,872 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.