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Under contract-accepting backup offers. Live the true Florida coastal lifestyle in this classic beach bungalow just steps from the ocean in highly desirable Ormond By The Sea. Short-term rentals are allowed, making this property ideal as a personal beach retreat, income-producing Airbnb, or both. With no HOA and minimal restrictions, you have the freedom to enjoy and use the home the way coastal living should be.
The home has been well maintained and is truly move-in ready, offering an affordable opportunity to own your own slice of paradise this close to the sand—something that’s becoming increasingly rare. Wake up to ocean breezes, walk to the beach in minutes, and enjoy the relaxed rhythm of life where locals choose to live.
Ormond By The Sea is loved for its uncrowded beaches, quiet residential feel, and laid-back charm, while still being close to everything. You’re minutes from Tomoka State Park, scenic riverfront trails, boating, kayaking, and some of the best fishing on the coast. Nearby Granada Boulevard and Ormond Beach offer popular local restaurants, coffee shops, boutiques, and weekly events, while Daytona Beach, the Speedway, and year-round festivals are just a short drive away.
Whether you’re looking for a low-maintenance beach home, a vacation rental with strong demand, or a place to slow down and enjoy the ocean every day, this bungalow delivers location, flexibility, and value. Beach living doesn’t get more attainable—or more enjoyable—than this.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$225,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $180,000 | $180,000 | $180,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.292% | 5.609% |
| Monthly Tax Payment | $337 | $337 | $337 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,022 | $1,094 | $1,459 |
| Total Monthly Payment | $1,434 | $1,506 | $1,871 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.