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Immaculate two-story home with dual primary suites on a spacious . 29-acre lot in the desirable Island Shores community of James Island. This open floor plan features smooth high ceilings, recessed lighting, abundant storage, and tons of natural light, with a beautiful mix of hardwoods, tile, and plush carpet throughout. The inviting family room offers a charming brick gas-log fireplace. The eat-in kitchen boasts rich dark-wood cabinetry, pantry, and matching stainless steel appliances, including a refrigerator that conveys. A formal dining room with decorative wainscoting is perfect for hosting. The main-level primary suite is privately tucked away and features a tray ceiling, dual walk-in closets, spa-like bath with soaking tub, tiled shower, dual vanities, and. . . access to the screened porch. Upstairs, a second spacious primary suite with full bath offers flexibility as a bedroom, bonus room, or home office. Enjoy outdoor living on the large screened porch overlooking the patio and fenced backyard ideal for entertaining, grilling, or relaxing. Finished two-car garage with custom built-ins provides excellent storage. Additional features include two Rinnai tankless water heaters, humidity-control Atmox crawl space system, and pre-wire for security. Conveniently located near shopping, dining, Folly Beach, and historic downtown Charleston. A must-see!
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Our Executive Mortgage Banker:
Our Insurance Division:
$899,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $719,200 | $719,200 | $719,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.368% | 6.385% | 6.223% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,312 | $4,428 | $6,069 |
| Total Monthly Payment | $4,404 | $4,520 | $6,161 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.