12200 4TH STREET E, Treasure Island, FL, 33706 | $837,000

This waterfront home is located on a wide intercoastal waterway just minutes from John's Pass and the Gulf of Mexico and is a boater's paradise. There is room for 2 boats and the home is located on a deep water canal. There is a 10, 000 lb boatlift at the dock and pilings on the other side of the dock with room for a larger boat. There is a large fenced in backyard with plenty of room for a pool. It is located in a quiet neighborhood close to the Treasure Island Beach. There is fenced in dog park and park with 2 tennis/pickleball courts, a basketball hoop and shuffleboard court 3 blocks away. The home did have water damage from the hurricane but the damaged flooring and contents were removed by a professional wind mitigation company who also removed all the damaged drywall and cleaned and dried out the home to remove all the mold and mildew. New hurricane proof sliding glass doors and windows were installed in 2024. New composite decking was installed in 2024 and all the pilings were wrapped. The plumbing lines from the house to the county hook up were replaced in the last few years. The garage floor was updated with a new polyaspartic finish. This home is ready for renovation to make it your own waterfront dream home. Enjoy watching beautiful sunsets from your backyard. The owner is a licensed realtor.

Features

  • Rooms: 5
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 80 x 120
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Year Built: 1956
  • Garage: 2-car
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,628
  • Acreage: 0.22
  • Lot Size: 80 x 120
  • Est. Taxes: $5,252
  • Lot Desc: Flood Insurance Required
  • View: Water
  • Appliances: None
  • MLS#: TB8459112
  • Days on Market: 83 days
  • Website: https://www.raveis.com
    /prop/TB8459112/122004thstreete_treasureisland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/31/2026 5:33:44 AM)
Listing courtesy of Coldwell Banker Realty   Phone: 727-360-6927

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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12200 4TH STREET E, Treasure Island, FL, 33706

$837,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $669,600 $669,600 $669,600
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.289% 6.373% 6.203%
Monthly Tax Payment $438 $438 $438
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,961 $4,123 $5,650
Total Monthly Payment $4,491 $4,653 $6,180

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.