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Under contract-accepting backup offers. Welcome home to 2420 Osprey Ave, Palm Harbor, FL 34683. Totally updated and move-in ready 3-bedroom, 2-bath pool home with a 2-car garage located in the heart of Palm Harbor, one of Pinellas County’s most desirable communities. This beautifully updated single-family home offers 1, 519 square feet of living space and combines modern upgrades, functional design, and Florida lifestyle living. The open great room floor plan features a wood-burning fireplace, vaulted ceiling, tile flooring throughout, and abundant natural light, creating a warm and inviting atmosphere ideal for everyday living and entertaining. The updated kitchen was designed for both style and function with a large island and bar seating, quartz countertops, floating shelves, stainless steel appliances, white shaker cabinets, backsplash, gas range, pendant lighting, excellent storage and room for table and chairs. French doors open directly to the screened pool area, enhancing the home’s seamless indoor-outdoor flow. The primary suite offers a private retreat with sliding glass doors to the pool, a spacious walk-in closet with built-ins, and an updated en-suite bathroom featuring a large walk-in shower with designer finishes for a spa like feel. Two additional bedrooms and a second full bathroom provide flexibility for guests, family, or a home office. Outdoor living is a standout feature, showcasing a fully fenced backyard, side gate, and a screened-in pool enclosure with paver decking and a covered sitting area, perfect for enjoying Florida weather year-round. The pool features a newer marcite finish and offers convenient access to a full bathroom from the pool area. Major upgrades include a newer roof approximately one year old, impact-rated doors and windows, propane service supplying a tankless hot water heater, gas range and a propane-powered generator, providing added peace of mind and reliability during power outages. Located in a non flood zone. Handicap-accessible features and generous storage further enhance functionality. Ideally located minutes from the Pinellas Trail for running, cycling, or just enjoying a stroll to enjoy the views. Close to downtown Palm Harbor, the famous Innisbrook Golf Course, Dunedin, with easy access to parks, marinas, shopping, dining, top-rated schools, Gulf beaches like the award winning Clearwater Beach and Honeymoon Island. Convenient to US 19. Tampa International Airport and Countryside mall. This Palm Harbor pool home offers comfort, preparedness, and an unbeatable location. Call today for your private showing.
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Our Executive Mortgage Banker:
Our Insurance Division:
$529,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $423,920 | $423,920 | $423,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.178% | 5.541% |
| Monthly Tax Payment | $428 | $428 | $428 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,407 | $2,542 | $3,408 |
| Total Monthly Payment | $2,927 | $3,062 | $3,928 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.