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Welcome to your coastal retreat in the form of this secluded 2 bed/2 bath freestanding villa with one car garage in the premiere GULF FRONT property of Whispering Sands! This surprisingly large, 1, 462 square foot property has been UPDATED in 2025 with fresh paint, new crown molding & baseboards, and new kitchen and baths. The exceptionally spacious living room provides space for multiple seating groups, while a wall of floor to ceiling sliders with southern exposure provides an abundance of natural light. Meal prep is easy in your NEW bright kitchen featuring white cabinetry & subway tile backsplash, granite counters, stainless Whirlpool appliances, recessed lighting, and vinyl plank flooring. Sets of new hurricane impact sliders conveniently open from the kitchen – as well as from your dining room and 2nd bedroom – into the newly fenced brick paver patio which offers valuable private outdoor space for sunny relaxation and effortless entertaining. Both newly carpeted bedrooms feature extended living space to accommodate a small seating group, desk, or exercise equipment. The bathrooms have been refreshed with new granite countertops, cabinets, vanities & fixtures. The dining room, primary bedroom, and patio FURNISHINGS are being offered with the sale of the property. NEW 2026 stacked washer/dryer in garage. Community enhancements include scheduled exterior pressure washing and villa painting in February 2026, with new landscaping to follow. Whispering Sands is a premiere 55+ condominium complex ideally located within walking distance to the colorful boutiques and myriad of dining options of Siesta Key Village, offering 800’ of PRIVATE beach, two heated pools, NEW beachside Tiki Hut, gas grills, shuffleboard, canoe/kayak storage, and onsite management. The main clubhouse is in the beginning stages of being completely remodeled and when completed will include fitness rooms, catering kitchen, and an elegant and comfortable space for social gatherings. Your coastal retreat awaits!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$700,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $560,000 | $560,000 | $560,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.132% | 5.541% |
| Monthly Tax Payment | $559 | $559 | $559 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,180 | $3,354 | $4,502 |
| Total Monthly Payment | $3,831 | $4,005 | $5,153 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.