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CUSTOM, TIP-LOT WATERFRONT HOME IN PGI WITH **NEW ROOF**, 163 FT OF SEAWALL & VERY QUICK SAILBOAT ACCESS - Here, life revolves around the water. From morning coffee overlooking intersecting canals to afternoons on the golf course and evenings spent cruising toward open water, this 5 bed/3. 5 bath, Punta Gorda Isles tip-lot home offers the kind of lifestyle many come to Southwest Florida to find. With quick sailboat access to Charlotte Harbor via Ponce Outlet, some of the region’s best boating and fishing awaits right from your backyard. Built by Fero Construction, the home was thoughtfully designed to maximize the footprint of the lot while keeping the water in view from nearly every room. Inside, the layout supports both entertaining and everyday living. A formal living room with high ceilings, crown molding, and a gas fireplace sets a welcoming tone, while a separate family room provides a relaxed space to gather after a day on the water or the course. The centrally located kitchen anchors the home and is designed for those who enjoy hosting. A 5-burner GE Monogram gas range, built-in double ovens, two dishwashers, a wine refrigerator, a large center island, and generous cabinet and counter space make it easy to entertain family and friends. The first-floor master suite is a true owners' retreat, complete with a den, home office, and two oversized walk-in closets. Two guest bedrooms on the main level share a jack-and-jill bathroom. While upstairs, two additional guest bedrooms share a hall bath. One of the upstairs bedrooms enjoys a beautiful canal view and works equally well as a home office, studio, or flex space. Outdoor living is where this home truly shines. A screened lanai with a two-tier deck overlooks the water and features a heated pool with an attached spa and water feature. Northwest rear exposure brings comfortable afternoon light and colorful sunset skies. With 163 feet of seawall and two docks at either end of the tip lot, you can keep multiple boats docked in back without sacrificing your canal view, Fishing trips or long days exploring Charlotte Harbor and the Gulf beyond are calling you. Recent improvements include a NEW stone-coated metal tile roof completed in December 2025 & NEW garbage disposal (2025). Other amenities include three A/C systems, an attached two-car garage with additional storage space, an interior laundry room with more storage space plus whole-house hurricane protection with electric and roll-down shutters, and a 50-gallon high-capacity Rheem water heater. The home has been meticulously maintained and is ready for immediate enjoyment. Although known for its boating, Punta Gorda also boasts a robust music and art scene with numerous festivals and fairs held throughout the year. Living in Punta Gorda Isles allows for optional membership in the PGI Civic Association with no mandatory HOA. Join and get connected with neighbors who share your interests with many different clubs and group activities. You'll also enjoy close proximity to St. Andrews South Golf Course, Fishermen’s Village, marinas, and waterfront dining. Whether your day starts with a tee time or by casting a line, this is a home that lets you enjoy the Florida lifestyle exactly as it was meant to be lived. Make an appointment today.
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$1,675,000
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Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,340,000 | $1,340,000 | $1,340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.241% | 6.007% | 5.952% |
| Monthly Tax Payment | $1,174 | $1,174 | $1,174 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $7,608 | $7,927 | $11,128 |
| Total Monthly Payment | $8,907 | $9,226 | $12,427 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.